244 Lydia Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 244 Lydia Ave, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jan 2021)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400656`

Property Details

APN / Parcel Number

Primary APN	`400656`
Alternative APN	`WOON M:32E L:142 U:44`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	960 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	400656
Street Address	244 LYDIA AVE
City	WOONSOCKET
State	RI
Zip	02895-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	142
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1005
Census Tract	17700

Owner

Source: Woonsocket City records · APN 400656

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	244 LYDIA AVE, WOONSOCKET, RI 02895-6036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage SHAMROCK FINANCIAL CORP
Jan 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2018	Warranty Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	2021211856
Deed Book / Page	2589 / 314
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	244 LYDIA AVE, WOONSOCKET, RI 02895-6036
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2432-82
Date	Apr 17, 2019
Book Page	2432/82
Instrument	200389

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 21, 2021
Property Address	244 LYDIA AVE, WOONSOCKET, RI 02895-6036
Document Number	2589-314
Book / Page	2589 / 314
Instrument Date	Dec 28, 2020
Instrument	211856
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 LYDIA AVE, WOONSOCKET, RI 02895-6036

Mortgage

Document Number	211857
Date	Jan 21, 2021
Instrument	211857

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 28, 2018
Property Address	244 LYDIA AVE, WOONSOCKET, RI 02895-6036
Document Number	2342-198
Book / Page	2342 / 198
Instrument	193312
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$38.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23420200
Date	Feb 28, 2018
Instrument	02342/0200

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2048

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,504.00 (+16.1%)	$312,000 (+44.51%) Land $106,000 Building $206,000
2023	$3,018.00	$215,900 (-) Land $86,500 Building $129,400
2022	$3,018.00	$215,900 Land $86,500 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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