274 Lake Daisy Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 274 Lake Daisy Loop, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2005
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Aug 2020)
Tax Bill	$618 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62927000`

Property Details

APN / Parcel Number

Primary APN	`62927000`
Alternative APNs	`272906855569011050` `062927855569011050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	92 ft deep x 75 ft wide
Garage Area	400 sqft
Porch	Enclosed Porch
Porch Area	168 sqft

Location & Zoning

Account Number	62927000
Old Parcel Number	062927855569011050
Street Address	274 LAKE DAISY LOOP
City	WINTER HAVEN
State	FL
Zip	33884-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 5
Legal Range	27
Legal Township	29
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 3
Legal Phase	3
Legal Tract	855569
Legal Block	K
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Polk County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	274 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2023	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Aug 24, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	2020173329
Deed Book / Page	11347 / 1905
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	274 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631

Mortgage

Document Number	0000052686
Date	Mar 6, 2024
Book Page	13030/1700
Instrument	2024052686

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	274 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 LAKE DALSY LOOP, WINTER HAVEN, FL 33884-2631

Mortgage

Document Number	0000092889
Date	Apr 21, 2023
Book Page	12662/611
Instrument	2023092889

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 24, 2020
Property Address	274 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Document Number	0113471905
Book / Page	011347 / 001905
Instrument Date	Aug 21, 2020
Instrument	173329
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 LAKE DAISY LOOP WINTER HAVEN FL 338842631, WINTER HAVEN, FL 33884-2631

Mortgage

Document Number	113471907
Date	Aug 24, 2020
Book Page	011347/001907
Instrument	173330

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,934 (+5.99%)	$234,007 (-3.47%) Land $29,000 Building $205,007
2024	$618.00 (+30.38%)
2023	$474.00 (+6.76%) Homeowner's exemption	$173,544 (+3%)	$242,419 (+19.32%) Land $28,000 Building $214,419
2022	$444.00 Homeowner's exemption	$168,489	$203,159 Land $23,000 Building $180,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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