298 Lake Daisy Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 298 Lake Daisy Loop, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1996
Lot Size	0.138 acres (5,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Apr 2000)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855569-011170`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855569-011170`
Alternative APNs	`062927855569011170` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,990 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	298 LAKE DAISY LOOP
City	WINTER HAVEN
State	FL
Zip	33884-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 17
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 3
Legal Phase	3
Legal Tract	855569
Legal Block	K
Legal Lot Number	17
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2000 · Amount on Record
Deed Sale	Apr 25, 2000 · Amount on Record
Prior Sale	Dec 26, 1996 · Amount on Record
Deed Book / Page	4444 / 1768
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	298 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2631

Mortgage

Document Number	0000001926
Date	Jan 4, 2022
Book Page	12057/399
Instrument	2022001926

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,832 (-1.36%) Land $29,000 Building $169,832	$198,832 (-1.36%) Land $29,000 Building $169,832
2025	$2,086.00 (-24.56%) Homeowner's exemption	$201,574 (-1.88%) Land $29,000 Building $172,574	$201,574 (-1.88%) Land $29,000 Building $172,574
2023	$2,765.00 (+11.49%)	$205,446 (+18.66%) Land $28,000 Building $177,446	$205,446 (+18.66%) Land $28,000 Building $177,446
2022	$2,480.00	$173,141 Land $23,000 Building $150,141	$173,141 Land $23,000 Building $150,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20