Surry County property record for 274 Kapps Mill Rd, Elkin, NC 28621
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,482 sqft · built 1935 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $552 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4966-00-57-3857 |
| Primary APN | 4966-00-57-3857 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 2,578 sqft |
| Attic | Attic |
| Attic Area | 494 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 42,253 sqft (0.97 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100115108 |
|---|---|
| Street Address | 274 KAPPS MILL RD |
| City | ELKIN |
| State | NC |
| Zip | 28621-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Subdivision | ZEPHYR - UNION CROSS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | BRYAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930802 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 154 KAPPS MILL RD, ELKIN, NC 28621-9007 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1961 |
| Deed Sale | Apr 1, 1961 |
| Deed Book / Page | 229 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 3, 2026 |
| Property Address | 274 KAPPS MILL RD, ELKIN, NC 28621-9008 |
| Document Number | 0000735845 |
| Book / Page | 1984 / 237 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026735845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 KAPPS MILL RD, ELKIN, NC 28621-9008 |
| Document Number | 0000735845, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 1984/237 |
| Instrument | 2026735845 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552.00 (-0.54%) | $71,850 (-15.6%) Land $13,200 Building $58,650 | $71,850 (-15.6%) Land $13,200 Building $58,650 |
| 2025 | $555.00 (+40.15%) | $85,130 (+18.48%) Land $13,200 Building $71,930 | $85,130 (+18.48%) Land $13,200 Building $71,930 |
| 2023 | $396.00 | $71,850 Land $13,200 Building $58,650 | $71,850 Land $13,200 Building $58,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surry Telephone Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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