Surry County property record for 197 Kapps Mill Rd, Elkin, NC 28621
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1977 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,043 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4966-00-56-5788 |
| Primary APN | 4966-00-56-5788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100011371 |
|---|---|
| Street Address | 197 KAPPS MILL RD |
| City | ELKIN |
| State | NC |
| Zip | 28621-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | KAPPS MILL RD |
| Legal Subdivision | ZEPHYR - UNION CROSS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | BRYAN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 930802 |
197 Kapps Mill Rd, a rural home, is owned by an individual who acquired it in September 2025.
Source: Surry County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13528 IDLEFIELD LN, MATTHEWS, NC 28105-3616 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer |
| Sep 26, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1977 |
| Deed Sale | Feb 1, 1977 |
| Deed Book / Page | 324 / 546 |
| Last Transfer Date | Sep 22, 2025 |
| Transfer Doc | 001948/496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 22, 2025 |
| Property Address | 197 KAPPS MILL RD, ELKIN, NC 28621-9007 |
| Document Number | 001951/524 |
| Book / Page | 1951 / 524 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 728740 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13528 IDLEFIELD LN, MATTHEWS, NC 28105-3616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 26, 2025 |
| Property Address | 197 KAPPS MILL RD, ELKIN, NC 28621-9007 |
| Document Number | 001948/496 |
| Book / Page | 1948 / 496 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 728008 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13528 IDLEFIELD LN, MATTHEWS, NC 28105-3616 |
The 2026 property tax bill for 197 Kapps Mill Rd was $1,043, up 6.9% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,043.00 (+6.86%) | $135,070 (-13.91%) Land $13,200 Building $121,870 | $135,070 (-13.91%) Land $13,200 Building $121,870 |
| 2025 | $976.00 (+9.17%) | $156,890 (+16.15%) Land $13,200 Building $143,690 | $156,890 (+16.15%) Land $13,200 Building $143,690 |
| 2024 | $894.00 (+2%) | $135,070 (-) Land $13,200 Building $121,870 | $135,070 (-) Land $13,200 Building $121,870 |
| 2023 | $745.00 | $135,070 Land $13,200 Building $121,870 | $135,070 Land $13,200 Building $121,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Kapps Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 Kapps Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surry Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures