Polk County property record for 274 Fox Covert Ln, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,710 sqft · built 1981 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2020) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P62-29 |
| Primary APN | P62-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,710 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 140,263 sqft (3.22 acres) |
| Garage Type | Carport |
| Garage Area | 960 sqft |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 33165 |
|---|---|
| Street Address | 274 FOX COVERT LN |
| City | TRYON |
| State | NC |
| Zip | 28782-8704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #5 OF TRACT I & II, 0F08 FOXRIDGE HILLS DEV. |
| Legal Subdivision | FOXRIDGE HILLS |
| Legal Tract | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 920304 |
Source: Polk County records · APN P62-29
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 274 FOX COVERT LN, TRYON, NC 28782-8704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Jun 06, 2005 · Amount on Record |
| Deed Document Number | 0004491187 |
| Deed Book / Page | 449 / 1187 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 274 FOX COVERT LN, TRYON, NC 28782-8704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00465/1221 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 465/1221 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 15, 2020 |
| Property Address | 274 FOX COVERT LN, TRYON, NC 28782-8704 |
| Document Number | 00449/1187 |
| Book / Page | 449 / 1187 |
| Map Reference | FILE F PG 1461 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 HUNTING COUNTRY TRL, 26, TRYON, NC 28782-9763 |
| Name | Verified Name |
|---|---|
| Address | 274 FOX COVERT LN, TRYON, NC 28782-8704 |
| Document Number | 0004491190 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 449/1190 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (+28.16%) | $642,304 (+57.45%) Land $104,860 Building $537,444 | $642,304 (+57.45%) Land $104,860 Building $537,444 |
| 2023 | $2,663.00 | $407,937 Land $85,800 Building $322,137 | |
| 2021 | $407,937 Land $85,800 Building $322,137 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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