123 Fox Covert Ln, Tryon, NC 28782 Property Records

Polk County property record for 123 Fox Covert Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,956 sqft · built 1953
Lot Size	21.1 acres (920,858 sqft)
Owner	2 Company Names on Record
Last Sale	$1,610,000 (Oct 2025)
Tax Bill	$8,617 (2026)
Deeds & Mortgages	Oct 2025 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P62-15`

Property Details

APN / Parcel Number

Primary APN	`P62-15`
Alternative APN	`53388`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,956 sqft Finished Area
Basement Area	1,956 sqft
Finished Basement	978 sqft
Unfinished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	920,858 sqft (21.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53388
Street Address	123 FOX COVERT LN
City	TRYON
State	NC
Zip	28782-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	HUNTING COUNTRY LOT #10., P62 MAP P62
Legal Subdivision	MAP P62
Legal Lot Number	10
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	4
Census Block	4000
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	123 FOX COVERT LN, TRYON, NC 28782-9753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Book / Page	495 / 953
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 30, 2025
Property Address	123 FOX COVERT LN, TRYON, NC 28782-9753
Document Number	000495/953
Book / Page	495 / 953
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 SPRINGFIELD PKWY, FORT MILL, SC 29715-8524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	123 FOX COVERT LN, TRYON, NC 28782-9753

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 24, 2020
Property Address	123 FOX COVERT LN, TRYON, NC 28782-9753
Document Number	000448/628
Book / Page	448 / 628
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3649, WILMINGTON, NC 28406-0649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 FOX COVERT LN, TRYON, NC 28782-9753

Mortgage

Document Number	000448/632
Date	Apr 24, 2020
Book Page	448/632

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 28, 2018
Property Address	123 FOX COVERT LN, TRYON, NC 28782-9753
Document Number	00437/2448
Book / Page	437 / 2448
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3649, WILMINGTON, NC 28406-0649

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,617.00 (+18.82%)	$1,562,597 (+14.52%) Land $572,800 Building $989,797	$1,562,597 (+14.52%) Land $572,800 Building $989,797
2025	$7,252.00 (+10.8%)	$1,364,447 (+36.11%) Land $488,000 Building $876,447	$1,364,447 (+36.11%) Land $488,000 Building $876,447
2023	$6,545.00	$1,002,480 Land $353,500 Building $648,980
2021			$1,002,480 Land $353,500 Building $648,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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