274 Falling Spring Rd, Chambersburg, PA 17202 Property Records

Franklin County property record for 274 Falling Spring Rd, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (May 2005)
Tax Bill	$5,415 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-D4L-4`

Property Details

APN / Parcel Number

Primary APN	`10-D4L-4`
Alternative APN	`10-0D04L-004.-000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Block
Lot Area	27,443 sqft (0.63 acres)

Location & Zoning

Street Address	274 FALLING SPRING RD
City	CHAMBERSBURG
State	PA
Zip	17202-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FALLING SPRING DEVELOPMENT
Jurisdiction	FRANKLIN PA
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

274 Falling Spring Rd is owned and occupied by two individuals who acquired it in March 2017.

Source: Franklin County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 FALLING SPRING RD, CHAMBERSBURG, PA 17202-8482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU
Mar 24, 2017	Quit Claim Deed, Transfer FRANKLIN R/E SERVICES, FRANKLIN R/E SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2005 · Amount on File
Deed Sale	May 9, 2005 · Amount on File
Deed Book / Page	2765 / 108
Last Transfer Date	Mar 22, 2017
Transfer Doc	0000005614
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	274 FALLING SPRING RD, CHAMBERSBURG, PA 17202-8482
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	MADISON SETTLEMENT SERVICES HAGERS, MADISON STLMT SVCS HAGERSTOW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004503
Date	Feb 17, 2021
Instrument	202104503

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	274 FALLING SPRING RD, CHAMBERSBURG, PA 17202-8482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014661
Date	Aug 9, 2019
Instrument	201914661

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 15, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	274 FALLING SPRING RD, CHAMBERSBURG, PA 17202-8482
Document Number	0000007541
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 FALLING SPRING RD CHAMBERSBURG PA 172028482, CHAMBERSBURG, PA 17202-8482

Mortgage

Document Number	0000007541
Date	Apr 20, 2017
Instrument	7541

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2032

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN PA
Recording Date	Mar 24, 2017
Property Address	274 FALLING SPRING RD, CHAMBERSBURG, PA 17202-8482
Document Number	0000005614
Instrument Date	Mar 22, 2017
Instrument	5614
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	FRANKLIN R/E SERVICES, FRANKLIN R/E SVCS

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 FALLING SPRING RD CHAMBERSBURG PA 172028482, CHAMBERSBURG, PA 17202-8482

Tax Assessment & Valuation

The 2026 property tax bill for 274 Falling Spring Rd was $5,415, up 2.5% from the year before.

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Guilford Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,415.00 (+2.46%)	$32,450 Land $1,250 Building $31,200
2025	$5,285.00 (+3.22%)
2024	$5,120.00 (+3.2%)	$32,450 (-) Land $1,250 Building $31,200
2023	$4,961.00	$32,450 Land $1,250 Building $31,200
			$32,450 Land $1,250 Building $31,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 274 Falling Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Falling Spring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: AT&T, Greenlight Networks.

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