198 Falling Spring Rd, Chambersburg, PA 17202 Property Records

Franklin County property record for 198 Falling Spring Rd, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,218 sqft · built 1937
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2024)
Tax Bill	$2,668 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-D4G-82`

Property Details

APN / Parcel Number

Primary APN	`10-D4G-82`
Alternative APN	`10-0D04G-082.-000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Porch	Slab

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	198 FALLING SPRING RD
City	CHAMBERSBURG
State	PA
Zip	17202-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRANKLIN PA
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1015
Census Tract	10600

Owner

Source: Franklin County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit PENNSYLVANIA HSNG FINANCE AGENCY
May 6, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Deed Document Number	20248660
Prior Transfer Date	Oct 13, 2015
Prior Transfer Doc	0000019822
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Recording Date	Sep 25, 2026
Property Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001
Document Number	0000019490
Instrument Date	Sep 25, 2026
Instrument	202619490
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001

Mortgage

Document Number	0000019490,
Date	Sep 25, 2026
Instrument	202619490

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	May 6, 2024
Property Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001
Document Number	0000008660
Instrument Date	May 2, 2024
Instrument	202408660
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N MAIN STREET #1 # 1, 1, SHAMBERSBURG, PA

Mortgage

Document Number	0000008661
Date	May 6, 2024
Instrument	202408661

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Mortgage

Document Number	0000008663
Date	May 6, 2024
Instrument	202408663

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 5, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	198 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016499
Date	Aug 23, 2018
Instrument	201816499

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Guilford Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,668.00 (+2.46%)	$15,990 (-) Land $870 Building $15,120
2025	$2,604.00 (+3.21%)
2024	$2,523.00	$15,990 Land $870 Building $15,120
			$15,990 Land $870 Building $15,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: AT&T, Greenlight Networks.

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