266 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 266 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	4,307 sqft · built 2003
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Nov 2022)
Tax Bill	$17,025 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-118-025`

Property Details

APN / Parcel Number

Primary APN	`06-12-118-025`

Interior

Stories	2 Stories
Building Area	4,307 sqft Living Area
Gross Area	6,156 sqft
1st Floor Area	1,893 sqft
2nd Floor Area	2,414 sqft
Basement Area	1,849 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	31.5 ft deep x 6 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	266 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHERRY FARM ADD W 60 FT E 120 FT /MEAS ON S/
Legal Subdivision	CHERRY FARM ADD
Legal Block	13
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3019
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 N RIDGELAND AVE, OAK PARK, IL 60302-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit GOLD COAST BANK (CHICAGO IL)
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD COAST BANK
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit GOLD COAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Jan 24, 2002 · Amount on Record
Deed Document Number	2022103952
Prior Transfer Date	Nov 4, 1993
Prior Transfer Doc	0000256200
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 27, 2026
Property Address	266 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000027425
Instrument Date	Apr 14, 2026
Instrument	202627425
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	266 E SOUTH ST, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000027425,
Date	Apr 27, 2026
Instrument	202627425

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 28, 2022
Property Address	266 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000103952
Map Reference	DOC 90901
Instrument Date	Nov 7, 2022
Instrument	R2022-103952
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	266 E SOUTH ST, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000103955
Date	Nov 28, 2022
Instrument	R2022-103955

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	266 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031842
Date	Apr 29, 2019
Instrument	R2019-031842

Lender

Name	GOLD COAST BANK (CHICAGO IL)
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	266 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141184
Date	Sep 22, 2021
Instrument	R2021-141184

Lender

Name	GOLD COAST BANK
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	266 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141185
Date	Sep 22, 2021
Instrument	R2021-141185

Lender

Name	GOLD COAST BANK
Type	Bank
Address	CHICAGO, IL 60610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,025.00 (-45.96%) Homeowner's exemption	$599,435 (+7.86%) Land $199,197 Building $400,238	$1,798,305 (+7.86%) Land $597,591 Building $1,200,714
2024	$31,504.00 (+30.97%)	$555,753 (+38%) Land $184,681 Building $371,072	$1,667,259 (+38%) Land $554,043 Building $1,113,216
2022	$24,055.00 Homeowner's exemption	$402,710 Land $164,160 Building $238,550	$1,208,130 Land $492,480 Building $715,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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