274 Cooper St, Canton, NC 28716 Property Records

Haywood County property record for 274 Cooper St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 2004
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Feb 2018)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8656-95-2167`

Property Details

APN / Parcel Number

Primary APN	`8656-95-2167`
Alternative APN	`121373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Heated Area
Gross Area	2,669 sqft
1st Floor Area	1,809 sqft
Basement Area	1,809 sqft
Unfinished Basement	1,809 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	121373
Street Address	274 COOPER ST
City	CANTON
State	NC
Zip	28716-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	274 COOPER ST #24
Legal Subdivision	TROY RHINEHART
Legal Unit	24
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	3
Census Block	3010
Census Tract	920300

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 COOPER ST, CANTON, NC 28716-4951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2018	Deed of Trust, Mortgage CHAMPION CU
Feb 14, 2018	Warranty Deed, Transfer CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	20181232
Deed Book / Page	945 / 2453
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	274 COOPER ST, CANTON, NC 28716-4951
Document Number	0009642399
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 COOPER ST CANTON NC 287164934, CANTON, NC 28716-4934

Mortgage

Document Number	0009642399
Date	Dec 17, 2018
Book Page	000964/002399
Instrument	11201

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2033

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 14, 2018
Property Address	274 COOPER ST, CANTON, NC 28716-4951
Document Number	0009452474
Book / Page	000945 / 002474
Instrument Date	Feb 14, 2018
Instrument	1234
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 COOPER ST CANTON NC 287164934, CANTON, NC 28716-4934

Mortgage

Document Number	9452456
Date	Feb 14, 2018
Book Page	000945/002456
Instrument	1233

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,900 (-) Land $18,300 Building $231,600
2025	$1,783.00	$249,900 (-) Land $18,300 Building $231,600	$249,900 (-) Land $18,300 Building $231,600
2023		$249,900 Land $18,300 Building $231,600	$249,900 (-) Land $18,300 Building $231,600
2021			$249,900 Land $18,300 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1983–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims Remnants Of Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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