190 Cooper St, Canton, NC 28716 Property Records

Haywood County property record for 190 Cooper St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1969
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$866 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8656-95-2578`

Property Details

APN / Parcel Number

Primary APN	`8656-95-2578`
Alternative APN	`187803`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,664 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Canopy	328 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	187803
Street Address	190 COOPER ST
City	CANTON
State	NC
Zip	28716-4946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	190 COOPER ST
Legal Subdivision	TROY HILL PROP
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	3
Census Block	3009
Census Tract	920300

Owner

190 Cooper St is owned and occupied by an individual who acquired it in April 2007.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	190 COOPER ST, CANTON, NC 28716-4946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 6, 2007
Transfer Doc	0007030808
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	190 COOPER ST, CANTON, NC 28716-4946
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010851636
Date	May 2, 2023
Book Page	1085/1636
Instrument	2023003634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	190 COOPER ST, CANTON, NC 28716-4946
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010292040
Date	May 6, 2021
Book Page	1029/2040
Instrument	2021005604

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	190 COOPER ST, CANTON, NC 28716-4946
Document Number	0010000912
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 COOPER ST CANTON NC 287164934, CANTON, NC 28716-4934

Mortgage

Document Number	0010000912
Date	Jun 23, 2020
Book Page	001000/000912
Instrument	5743

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	190 COOPER ST, CANTON, NC 28716-4946
Document Number	0009272132
Book / Page	000927 / 002132
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 COOPER ST CANTON NC 287164934, CANTON, NC 28716-4934

Mortgage

Document Number	0009272132
Date	May 3, 2017
Book Page	000927/002132
Instrument	3928

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 2, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 190 Cooper St was $866.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,600 (-) Land $13,800 Building $114,800
2025	$866.00	$128,600 Land $13,800 Building $114,800	$128,600 Land $13,800 Building $114,800
2023		$128,600 Land $13,800 Building $114,800	$128,600 Land $13,800 Building $114,800
2021			$128,600 Land $13,800 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Cooper St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1983–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims Remnants Of Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Cooper St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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