274 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 274 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,328 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2019)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Jun 2019 Sale May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049H103000`

Property Details

APN / Parcel Number

Primary APN	`0049H103000`
Alternative APNs	`0049H103` `22399`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,328 sqft Heated Area
1st Floor Area	2,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Area	528 sqft
Porch	Open Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22399
Old Parcel Number	0049H103000
Street Address	274 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 103 THE MEADOWS PH 2
Legal Subdivision	THE MEADOWS
Legal Phase	2
Legal Lot Number	103
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 CARDINAL RD, RINGGOLD, GA 30736-4178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
May 28, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jun 19, 2017	Warranty Deed, Transfer REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	0001993610
Deed Book / Page	1993 / 610
Last Transfer Date	Jun 20, 2019
Transfer Doc	0019930610
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 20, 2019
Property Address	274 CARDINAL RD, RINGGOLD, GA 30736-4178
Document Number	0019930610
Book / Page	001993 / 000610
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 CARDINAL RD RINGGOLD GA 307364178, RINGGOLD, GA 30736-4178

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	274 CARDINAL RD, RINGGOLD, GA 30736-4178
Document Number	0019910432
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 CARDINAL RD RINGGOLD GA 307364178, RINGGOLD, GA 30736-4178

Mortgage

Document Number	0019910432
Date	Jun 7, 2019
Book Page	001991/000432
Instrument	3580

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 6, 2026

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 19, 2017
Property Address	274 CARDINAL RD, RINGGOLD, GA 30736-4178
Document Number	0018840432
Book / Page	001884 / 000432
Instrument Date	Jun 16, 2017
Instrument	4334
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Tax	$222.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (+11.67%) Homeowner's exemption	$165,290 (+36.5%) Land $15,000 Building $150,290	$413,225 (+36.5%) Land $37,500 Building $375,725
2023	$2,666.00 (+20.09%) Homeowner's exemption	$121,096 Land $15,000 Building $106,096	$302,740 Land $37,500 Building $265,240
2022	$2,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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