195 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 195 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,622 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$223,000 (Aug 2017)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Jul 2021 Sale Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0049E095000`

Property Details

APN / Parcel Number

Primary APN	`0049E095000`
Alternative APNs	`0049E095` `22292`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Heated Area
1st Floor Area	1,622 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	141 ft deep x 105 ft wide
Garage Type	Unfinished
Garage Area	841 sqft
Porch	Patio
Porch Area	240 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22292
Street Address	195 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 95 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Phase	1
Legal Lot Number	95
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4001
Census Tract	30202

Owner

195 Cardinal Rd is owned by a company that acquired it in July 2021 and is owner-occupied.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	195 CARDINAL RD, RINGGOLD, GA 30736-4900
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer
Aug 31, 2017	Warranty Deed, Transfer KELTY TITLE AND ESCROW SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	20171884
Deed Book / Page	1896 / 107
Last Transfer Date	Jul 28, 2021
Transfer Doc	0021730001
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 28, 2021
Property Address	195 CARDINAL RD, RINGGOLD, GA 30736-4900
Document Number	0021730001
Book / Page	2173 / 1
Instrument Date	Jul 28, 2021
Instrument	2021-002366
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 CARDINAL RD, RINGGOLD, GA 30736-4900

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 31, 2017
Property Address	195 CARDINAL RD, RINGGOLD, GA 30736-4900
Document Number	0018960107
Book / Page	001896 / 000107
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	KELTY TITLE AND ESCROW SERVICES INC

Transaction

Amount	Amount on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 CARDINAL RD RINGGOLD GA 307364900, RINGGOLD, GA 30736-4900

Tax Assessment & Valuation

The 2025 property tax bill for 195 Cardinal Rd was $2,421 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$142,840 Land $15,000 Building $127,840	$357,100 Land $37,500 Building $319,600
2023	$1,434.00 (-28.34%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$107,346 Land $15,000 Building $92,346	$268,364 Land $37,500 Building $230,864
2022	$2,001.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Cardinal Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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