274 Alluvium Dr, Laurel, MD 20724 Property Records

Anne Arundel County property record for 274 Alluvium Dr, Laurel, MD 20724

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 2,772 sqft · built 2024
Lot Size	0.049 acres (2,124 sqft)
Owner	2 Individual Names on File
Last Sale	$719,340 (Dec 2023)
Tax Bill	$5,950 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-920-90254243`

Property Details

APN / Parcel Number

Primary APN	`04-920-90254243`
Alternative APN	`92090254243`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,772 sqft Gross Area
1st Floor Area	564 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Roof Material	Composition Shingle
Lot Area	2,124 sqft (0.049 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft
Balcony Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	92090254243
Street Address	274 ALLUVIUM DR
City	LAUREL
State	MD
Zip	20724-1338
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15
Legal Description	LOT 2-19 WATERSHED PHASE 2
Legal Subdivision	WATERSHED PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	2-19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	751500

Owner

274 Alluvium Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 ALLUVIUM DR, LAUREL, MD 20724-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE LINK
Dec 15, 2023	Deed, Transfer · VA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Deed Book / Page	40124 / 70
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	274 ALLUVIUM DR, LAUREL, MD 20724-1338
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MAIN STREET SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 ALLUVIUM DR, LAUREL, MD 20724-1338

Mortgage

Document Number	0417330126
Date	Oct 15, 2025
Book Page	41733/126

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 15, 2023
Property Address	274 ALLUVIUM DR, LAUREL, MD 20724-1338
Document Number	0401240070
Book / Page	40124 / 70
Map Reference	MB 376PG10-14PL19336
Instrument Date	Dec 14, 2023
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	FENTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,596.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 BEVERLY RD STE 330, 330, MCLEAN, VA 22101-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 ALLUVIUM DR, LAUREL, MD 20724-1338

Mortgage

Document Number	0004012478
Date	Dec 15, 2023
Instrument	40124/78

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 274 Alluvium Dr was $5,950 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,033	$615,300 Land $200,000 Building $415,300
2025	$5,950.00
2023	$560.00	$51,333	$63,000 Land $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 274 Alluvium Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Alluvium Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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