264 Alluvium Dr, Laurel, MD 20724 Property Records

Anne Arundel County property record for 264 Alluvium Dr, Laurel, MD 20724

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 3,050 sqft · built 2023
Lot Size	0.048 acres (2,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$797,817 (Dec 2023)
Tax Bill	$465 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-920-90254238`

Property Details

APN / Parcel Number

Primary APN	`04-920-90254238`
Alternative APN	`92090254238`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,050 sqft Gross Area
1st Floor Area	612 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,106 sqft (0.048 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	92090254238
Street Address	264 ALLUVIUM DR
City	LAUREL
State	MD
Zip	20724-1338
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15
Legal Description	LOT 2-14 WATERSHED PHASE 2
Legal Subdivision	WATERSHED PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	2-14
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	751500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 ALLUVIUM DR, LAUREL, MD 20724-1338
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Dec 5, 2023	Deed, Transfer · VA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Deed Book / Page	40099 / 8
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	264 ALLUVIUM DR, LAUREL, MD 20724-1338
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 ALLUVIUM DR, LAUREL, MD 20724-1338

Mortgage

Document Number	0419750490
Date	Jan 7, 2026
Book Page	41975/490

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 5, 2023
Property Address	264 ALLUVIUM DR, LAUREL, MD 20724-1338
Document Number	0400990008
Book / Page	40099 / 8
Map Reference	MB 376PG10-14PL19336
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	FENTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,989.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 BEVERLY RD STE 330, 330, MCLEAN, VA 22101-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	264 ALLUVIUM DR, LAUREL, MD 20724-1338

Mortgage

Document Number	0004009916
Date	Dec 5, 2023
Instrument	40099/16

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,167 (+1,002.93%)	$613,900 (+874.44%) Land $200,000 Building $413,900
2025	$465.00 (-16.96%)
2023	$560.00	$51,333	$63,000 Land $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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