2736 Jenna Cir, Montgomery, IL 60538 Property Records

Kendall County property record for 2736 Jenna Cir, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,930 sqft · built 2002
Lot Size	0.254 acres (11,051 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jan 2019)
Tax Bill	$10,251 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-227-020`

Property Details

APN / Parcel Number

Primary APN	`02-02-227-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	4,803 sqft
1st Floor Area	2,930 sqft
Basement Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,051 sqft (0.254 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2736 JENNA CIR
City	MONTGOMERY
State	IL
Zip	60538-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK UNIT 1
Legal Lot Number	20
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1000
Census Tract	890404

Owner

2736 Jenna Cir is owned and occupied by two individuals who bought it in January 2019.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2736 JENNA CIR, MONTGOMERY, IL 60538-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Nov 1, 2004 · Amount on File
Deed Document Number	2019189
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 7, 2019
Property Address	2736 JENNA CIR, MONTGOMERY, IL 60538-4001
Document Number	0000000189
Map Reference	DOC2003-00014664
Instrument Date	Dec 14, 2018
Instrument	201900000189
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2736 JENNA CIR, 2736, MONTGOMERY, IL 60538-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2736 JENNA CIR, MONTGOMERY, IL 60538-4001

Mortgage

Document Number	0000000190
Date	Jan 7, 2019
Instrument	201900000190

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,010 Land $11,187 Building $131,823	$429,030 Land $33,561 Building $395,469
2024	$10,251.00
2022		$105,365 Land $8,319 Building $97,046	$316,095 Land $24,957 Building $291,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2736 Jenna Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2736 Jenna Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20