Kendall County property record for 2732 Jenna Cir, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,478 sqft · built 2004 |
| Lot Size | 0.197 acres (8,571 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Mar 2016) |
| Tax Bill | $9,396 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-227-021 |
| Primary APN | 02-02-227-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,151 sqft |
| 1st Floor Area | 2,478 sqft |
| Basement Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,571 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2732 JENNA CIR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 LAKEWOOD CREEK UNIT 1, VILLAGE OF MONTGOMERY |
| Legal Subdivision | LAKEWOOD CREEK UNIT 1 |
| Legal Lot Number | 21 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890404 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST SECURE COMMUNITY BANK |
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Apr 24, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2016 · Amount on Record |
| Deed Sale | Mar 2, 2016 · Amount on Record |
| Prior Sale | Sep 29, 2004 · Amount on Record |
| Deed Document Number | 20162954 |
| Last Transfer Date | Apr 24, 2023 |
| Transfer Doc | 0000004311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
| Document Number | 0000003893 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 202400003893 |
| Name | FIRST SECURE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 2398 ESSINGTON RD, JOLIET, IL 60435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Apr 4, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009037 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 202300009037 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 24, 2023 |
| Property Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
| Document Number | 0000004311 |
| Map Reference | DOC 2003-00014664 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 202300004311 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2732 JENNA CIR, MONTGOMERY, IL 60538-4001 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Montgomery Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,623 (+35.72%) Land $11,187 Building $120,436 | $394,869 (+35.72%) Land $33,561 Building $361,308 | |
| 2024 | $9,396.00 | ||
| 2022 | $96,981 Land $8,319 Building $88,662 | $290,943 Land $24,957 Building $265,986 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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