2736 E 19th St, Panama City, FL 32405 Property Records

Bay County property record for 2736 E 19th St, Panama City, FL 32405

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.5 ba · 868 sqft · built 1983
Lot Size	0.282 acres (12,283 sqft)
Owner	Individual Name on File
Last Sale	$61,230 (Jan 2020)
Tax Bill	$320 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`14818-058-000`

Property Details

APN / Parcel Number

Primary APN	`14818-058-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,283 sqft (0.282 acres)
Lot Dimensions	112 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	576 sqft
Porch	Screened/Unfinished Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2736 E 19TH ST
City	PANAMA CITY
State	FL
Zip	32405-7207
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	35 3S 14W -11.1- 117C- ST A B DEV CO PLAT BEG AT SE COR OF LOT 57 TH W 110 N 112.5 E 110 S 112.5 TO POB ORB 4212 P 2190
Legal Range	14W
Legal Township	03S
Legal Section	35
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	57
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2003
Census Tract	1200

Owner

2736 E 19th St, a mobile home, is owned and occupied by an individual who bought it in January 2020.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2736 E 19TH ST, PANAMA CITY, FL 32405-7207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Warranty Deed, Transfer · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 6, 2017	Warranty Deed, Transfer DIAMOND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	20204616
Deed Book / Page	4212 / 2190
Prior Transfer Date	Jul 13, 2005
Prior Transfer Doc	0026811616
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 21, 2020
Property Address	2736 E 19TH ST, PANAMA CITY, FL 32405-7207
Document Number	0042122190
Book / Page	4212 / 2190
Instrument Date	Jan 17, 2020
Instrument	2020004616
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 E 19TH ST, PANAMA CITY, FL 32405-7207

Mortgage

Document Number	0042122192
Date	Jan 21, 2020
Instrument	4212/2192

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 9, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 6, 2017
Property Address	2736 E 19TH ST, PANAMA CITY, FL 32405-7207
Document Number	0038631643
Book / Page	003863 / 001643
Instrument Date	Jan 4, 2017
Instrument	869
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1920 ORLANDO RD PANAMA CITY FL 324055116, PANAMA CITY, FL 32405-5116

Tax Assessment & Valuation

The 2025 property tax bill for 2736 E 19th St was $320 with a homeowner's exemption, down 9.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$320.00 (-9.09%) Homeowner's exemption	$52,144	$75,854 Land $38,670 Building $37,184
2024	$352.00 (+2.62%)
2023	$343.00 (+30.92%) Homeowner's exemption	$49,198 (+3%)	$59,835 (+17.8%) Land $31,328 Building $28,507
2022	$262.00 Homeowner's exemption	$47,765	$50,794 Land $25,258 Building $25,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2736 E 19th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2736 E 19th St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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