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2727 E 19th St, Panama City, FL 32405 Property Records

Bay County property record for 2727 E 19th St, Panama City, FL 32405

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 700 sqft · built 2018
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Sep 2022)
Tax Bill$410 (2025)
Deeds & MortgagesMar 2023 Mortgage
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN14813-010-000

Property Details

APN / Parcel Number

Primary APN14813-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area700 sqft Heated Area
1st Floor Area924 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions112 ft deep x 110 ft wide

Exterior Amenities

PorchPorch
Porch Area140 sqft
Deck Area128 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2727 E 19TH ST
CityPANAMA CITY
StateFL
Zip32405-7207
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description35 3S 14W -6.1- 117C ST AND BAY DEV CO PLAT COM AT SE COR LOT 57 N 112.5'
Legal Range14W
Legal Township03S
Legal Section35
Legal SubdivisionST AND BAY DEV CO
Legal Lot Number57
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2003
Census Tract1200

Owner

2727 E 19th St, a mobile home, is owned and occupied by an individual who acquired it in July 2025.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2625 S CEDAR LN, PANAMA CITY, FL 32405-6244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Deed of Trust, Mortgage · Commercial Mortgage
RIVER BANK & TRUST
Sep 16, 2022Warranty Deed, Transfer
FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on File
Deed SaleSep 16, 2022 · Amount on File
Prior SaleSep 16, 2022 · Amount on File
Deed Document Number0046101922
Deed Book / Page4610 / 1922
Last Transfer DateJul 8, 2025
Transfer Doc0049300269
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2727 E 19TH ST, PANAMA CITY, FL 32405-7207
Transaction TypeMortgage
Record UpdatedApr 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 W 26TH ST 61, 61, LYNN HAVEN, FL 32444-4744

Mortgage

Document Number0046650031
DateMar 8, 2023
Book Page4665/31
Instrument2023013873
Lender
NameRIVER BANK & TRUST
TypeBank
AddressDOTHAN, AL 36302
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term143 Months
DueFeb 23, 2035

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 16, 2022
Property Address2727 E 19TH ST, PANAMA CITY, FL 32405-7207
Document Number0046101922
Book / Page4610 / 1922
Instrument DateSep 14, 2022
Instrument2022068721
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyFLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

AmountAmount on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6599 HARBOUR BLVD, 6599, PANAMA CITY, FL 32407-5559

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 W 26TH ST APT 61, 61, LYNN HAVEN, FL 32444-4744

Tax Assessment & Valuation

The 2025 property tax bill for 2727 E 19th St was $410 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$410.00 Homeowner's exemption$68,983$71,162 Land $38,670 Building $32,492
2023$403.00 (+40.42%)$32,229 (+26.77%) Land $31,328 Building $901$32,229 (+26.77%) Land $31,328 Building $901
2022$287.00$25,424 Land $25,258 Building $166$25,424 Land $25,258 Building $166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2727 E 19th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2727 E 19th St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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