St. Louis County property record for 2736 Bear Island River Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,424 sqft Gross Area |
| Lot Size | 53,389 sqft (1.22 acres) |
| Garage | 768 sqft |
| Last Sale | $287,500 (2017) |
| Tax Bill | $5,722.00 (2026) |
Source: St. Louis County records · APN 625-0026-00660
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12410 ILEX ST NW, MINNEAPOLIS, MN 55448-2663 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Jul 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage SPIRE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2008 · Amount on Record |
| Deed Doc Number | 20171313017 |
| Prior Transfer Date | Aug 08, 2007 |
| Prior Transfer Doc | 0001061323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2736 BEAR ISLAND RIVER RD, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001445833 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 1445833 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 12, 2017 |
| Property Address | 2736 BEAR ISLAND RIVER RD, ELY, MN 55731 |
| Document Number | 00A1313017 |
| Instrument Date | Jun 30, 2017 |
| Instrument | A1313017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 12410 ILEX ST NW COON RAPIDS MN 554482663, COON RAPIDS, MN 55448-2663 |
| Document Number | A1313018 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | A1313018 |
| Name | SPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | FALCON HEIGHTS, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2032 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,722.00 (+1.85%) | ||
| 2025 | $5,618.00 (+50.21%) | $531,500 (-) Land $303,600 Building $227,900 | $531,500 (-) Land $303,600 Building $227,900 |
| 2024 | $3,740.00 | $531,500 (+66.51%) Land $303,600 Building $227,900 | $531,500 (+66.51%) Land $303,600 Building $227,900 |
| 2022 | $319,200 Land $220,900 Building $98,300 | $319,200 Land $220,900 Building $98,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 37% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 625-0026-00660 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,424 sqft Gross Area |
| 1st Floor | 1,264 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Rustic Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 53,389 sqft (1.22 acres) |
| Garage Area | 768 sqft Garage |
| Deck Area | 98 sqft Deck |
| Sauna | Sauna |
| Cabin/Rustic Dwelling | 120 sqft Cabin |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1034070 |
|---|---|
| Street Address | 2736 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | LOT: 0049 BLOCK:002 SERIAL # |
| Legal Subdivision | FIRST ADDITION TO LAHTI LAND |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | BIRCH LAKE |
| Census Blockgroup | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
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