2734 Bear Island River Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2734 Bear Island River Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1.5 ba · 1,152 sqft · built 1972
Lot Size	0.97 acres (42,256 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Jun 2020)
Tax Bill	$4,850 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`625-0026-00650`

Property Details

APN / Parcel Number

Primary APN	`625-0026-00650`
Alternative APNs	`1091531` `1143350`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Stories	1 Story
Building Area	1,152 sqft Gross Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	42,256 sqft (0.97 acres)
Garage Area	572 sqft

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	90 sqft
Lean-To	15 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1143350
Street Address	2734 BEAR ISLAND RIVER RD
City	ELY
State	MN
Zip	55731-8310
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOT: 0048 BLOCK:002 SERIAL #
Legal Subdivision	FIRST ADDITION TO LAHTI LAND
Legal Block	2
Legal Lot Number	48
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2092
Census Tract	15401

Owner

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28031 OAK RANCH RD, ESCONDIDO, CA 92026-6950
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	20201383539
Last Transfer Date	Dec 29, 2022
Transfer Doc	0001459880
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 6, 2023
Property Address	2734 BEAR ISLAND RIVER RD, ELY, MN 55731-8310
Document Number	0001459880
Instrument Date	Dec 29, 2022
Instrument	1459880
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28031 OAK RANCH RD, ESCONDIDO, CA 92026-6950

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2020
Property Address	2734 BEAR ISLAND RIVER RD, ELY, MN 55731-8310
Document Number	00A1383539
Instrument Date	May 4, 2020
Instrument	A1383539
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$198.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28031 OAK RANCH RD ESCONDIDO CA 920266950, ESCONDIDO, CA 92026-6950

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,850.00 (-18.13%)
2025	$5,924.00 (+24.72%)	$501,200 (+9.77%) Land $275,400 Building $225,800	$501,200 (+9.77%) Land $275,400 Building $225,800
2024	$4,750.00	$456,600 (+39.72%) Land $275,400 Building $181,200	$456,600 (+39.72%) Land $275,400 Building $181,200
2022		$326,800 Land $201,400 Building $125,400	$326,800 Land $201,400 Building $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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