27353 Neaptide Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 27353 Neaptide Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Sep 2023)
Tax Bill	$769 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`402310412001`

Property Details

APN / Parcel Number

Primary APN	`402310412001`
Alternative APNs	`00852610000005` `10004614634`

Exterior

Lot Area	18,000 sqft (0.413 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	00852610000005
Street Address	27353 NEAPTIDE DR
City	PUNTA GORDA
State	FL
Zip	33983-8819
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF3.5
Legal Description	HRBR HTS SEC 11 PT 2 BLK 179 LTS 26 27 & 28 76/95 691/1948 2373/2083 2720/1868 3672/764 4678/794 4795/1481 3313463 DEC3396807
Legal Range	23E
Legal Township	40S
Legal Section	10
Legal Subdivision	HRBR HTS
Legal Tract	HBH
Legal Block	179
Legal Lot Number	26
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	20103

Owner

27353 Neaptide Dr, residential vacant land, is owned by an individual who bought it in September 2023.

Source: Charlotte County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4819 ARITON RD, NORTH PORT, FL 34288-2373
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2023	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Jun 30, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	20233313463
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0047951481
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 MINCEY TER, NORTH PORT, FL 34286-6140

Mortgage

Document Number	0003387019
Date	Mar 29, 2024
Instrument	3387019

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	367 Months
Due	Oct 1, 2054

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819

Mortgage

Document Number	0003578725
Date	Oct 16, 2025
Instrument	3578725

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 11, 2023
Property Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Document Number	0003313463
Map Reference	MB 4 PG 48A-48G
Instrument Date	Sep 11, 2023
Instrument	3313463
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27278 SAN CARLOS DR, PUNTA GORDA, FL 33983-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4819 ANTON RD, NORTHPORT, FL 34288

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 30, 2021
Property Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Document Number	0047951481
Book / Page	4795 / 1481
Map Reference	MB 4 PG 48A-48G
Instrument Date	Jun 1, 2021
Instrument	2965859
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27278 SAN CARLOS DR, PT CHARLOTTE, FL 33983-8804

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 16, 2020
Property Address	27353 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Document Number	0046780794
Book / Page	4678 / 794
Map Reference	MB 4 PG 48A-48G
Instrument Date	Dec 11, 2020
Instrument	2883787
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 IQUITOS ST, 248, PUNTA GORDA, FL 33983-5713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27278 SAN CARLOS DR, PUNTA GORDA, FL 33983-8804

Mortgage

Document Number	0004678796
Date	Dec 16, 2020
Instrument	4678/796

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 11, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27353 Neaptide Dr was $769, down 21.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00 (-21.69%)	$51,000 Land $51,000	$51,000 Land $51,000
2024	$982.00 (+19.32%)
2023	$823.00 (+11.97%)	$37,026 (-3.21%)	$52,500 (+37.24%) Land $52,500
2022	$735.00	$38,253 Land $38,253	$38,253 Land $38,253

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27353 Neaptide Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27353 Neaptide Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neaptide Dr

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