27337 Neaptide Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 27337 Neaptide Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,169 sqft · built 1998
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`402310330008`

Property Details

APN / Parcel Number

Primary APN	`402310330008`
Alternative APNs	`00852580000000` `10004614369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	2,169 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Enclosed/Screened Porch
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00852580000000
Street Address	27337 NEAPTIDE DR
City	PUNTA GORDA
State	FL
Zip	33983-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HARB HTS SEC 11 PT 2 BLK 179 LTS W1/2 31& ALL 32 33 348-963 415-58 524/510 532-720 604-188/93 1038/1116 1147/1484 COR1346/1205 1551/2195 FJ2959/2151 DC4047/488-MCM PR20-362-TTM DC4575/131-TTM LOA4571/1458 PR2023-233-MCM OSA3237357 ODH3237359
Legal Range	23E
Legal Township	40S
Legal Section	10
Legal Subdivision	HARB HTS
Legal Tract	HBH
Legal Block	179
Legal Lot Number	31
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	20103

Owner

27337 Neaptide Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	27337 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 29, 2023	Quit Claim Deed, Transfer NOT AVAILABLE, OMNI TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	May 9, 2023 · Amount on File
Deed Document Number	20233340382
Prior Transfer Date	Jun 5, 2023
Prior Transfer Doc	0003320968
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 20, 2023
Property Address	27337 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Document Number	0003340382
Map Reference	MB 4 PG 48A-48G
Instrument Date	Nov 16, 2023
Instrument	3340382
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	NOT AVAILABLE, OMNI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27337 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819

Mortgage

Document Number	0003340385
Date	Nov 20, 2023
Instrument	3340385

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 29, 2023
Property Address	27337 NEAPTIDE DR, PUNTA GORDA, FL 33983-8819
Document Number	0003320968
Map Reference	MB 4 PG 48A-48G
Instrument Date	Jun 5, 2023
Instrument	3320968
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, OMNI TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815

Tax Assessment & Valuation

The 2025 property tax bill for 27337 Neaptide Dr was $5,270, down 8.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,270.00 (-8.84%)	$349,348 Land $41,905 Building $307,443	$349,348 Land $41,905 Building $307,443
2024	$5,781.00 (+5.15%)
2023	$5,498.00 (+10.45%)	$296,427 (+1.97%)	$269,644 (-7.24%) Land $43,400 Building $226,244
2022	$4,978.00	$290,701 Land $29,964 Building $260,737	$290,701 Land $29,964 Building $260,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27337 Neaptide Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27337 Neaptide Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neaptide Dr

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