2735 NE 103rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2735 NE 103rd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,523 sqft · built 2019
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2022)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`1-10-37-36-0A00-00002-0220`

Property Details

APN / Parcel Number

Primary APN	`1-10-37-36-0A00-00002-0220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,523 sqft Heated Area
Gross Area	2,159 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Lot Dimensions	396 ft deep x 100 ft wide
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2735 NE 103RD AVE
City	OKEECHOBEE
State	FL
Zip	34974-8239
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COMMENCING AT THE SOUTHWEST CORNER OF SECTION 10, TOWNSHIP 37 SOUTH, RANGE 36 EAST, RUN THENCE EAST ALONG THE SOUTH BOUNDARY
Legal Range	36E
Legal Township	37S
Legal Section	10
Legal Subdivision	THENCE RUN
Legal Lot Number	23,A
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1003
Census Tract	910401

Owner

2735 NE 103rd Ave, a mobile home, is owned by an individual who bought it in July 2022.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1066 SW BIANCA AVE, PORT ST LUCIE, FL 34953-3205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jun 11, 2018
Deed Document Number	2022009806
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 18, 2022
Property Address	2735 NE 103RD AVE, OKEECHOBEE, FL 34974-8239
Document Number	0000009806
Instrument Date	Jul 13, 2022
Instrument	2022009806
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2735 NE 103RD AVE, 2735, OKEECHOBEE, FL 34974-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SW BIANCA AVE, PORT ST LUCIE, FL 34953-3205

Mortgage

Document Number	0000009807
Date	Jul 18, 2022
Instrument	2022009807

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2735 NE 103RD AVE, OKEECHOBEE, FL 34974-8239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008300816
Date	Sep 9, 2019
Book Page	0830/0816
Instrument	2019009382

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2735 NE 103rd Ave was $2,829.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00	$206,307 Land $40,792 Building $165,515	$206,307 Land $40,792 Building $165,515
2023	$3,449.00 (+166.95%)	$201,633 (+62.75%) Land $32,219 Building $169,414	$201,633 (+19.55%) Land $32,219 Building $169,414
2022	$1,292.00 Homeowner's exemption	$123,892	$168,666 Land $25,101 Building $143,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2735 NE 103rd Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2735 NE 103rd Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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