2688 NE 103rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2688 NE 103rd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Feb 2018)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-10-37-36-0010-00000-0030`

Property Details

APN / Parcel Number

Primary APN	`1-10-37-36-0010-00000-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Heated Area
Gross Area	1,944 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2688 NE 103RD AVE
City	OKEECHOBEE
State	FL
Zip	34974-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K BAR G RANCHES (PLAT BOOK 7 PAGE 6) LOT 3
Legal Range	36E
Legal Township	37S
Legal Section	10
Legal Subdivision	K BAR G RANCHES
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1003
Census Tract	910401

Owner

2688 NE 103rd Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2688 NE 103RD AVE, OKEECHOBEE, FL 34974-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Apr 10, 2014 · Amount on File
Deed Document Number	2018002564
Deed Book / Page	0803 / 0479
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2688 NE 103RD AVE, OKEECHOBEE, FL 34974-8256
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2688 NE 103RD AVE, OKEECHOBEE, FL 34974-8256

Mortgage

Document Number	2021007388
Date	Jun 14, 2021
Instrument	2021007388

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 27, 2018
Property Address	2688 NE 103RD AVE, OKEECHOBEE, FL 34974-8256
Document Number	0008030479
Book / Page	000803 / 000479
Instrument Date	Feb 26, 2018
Instrument	2564
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2688 NE 103RD AVE OKEECHOBEE FL 349748256, OKEECHOBEE, FL 34974-8256

Mortgage

Document Number	8030480
Date	Feb 27, 2018
Book Page	000803/000480
Instrument	2565

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2688 NE 103rd Ave was $1,712 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 Homeowner's exemption	$165,520	$305,708 Land $64,740 Building $240,968
2023	$2,255.00 (+8.15%) Homeowner's exemption	$156,170 (+3.4%)	$302,765 (+13.71%) Land $64,740 Building $238,025
2022	$2,085.00 Homeowner's exemption	$151,037	$266,251 Land $64,740 Building $201,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2688 NE 103rd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2688 NE 103rd Ave is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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