2735 Carnation Way, Lodi, CA 95242 Property Records

San Joaquin County property record for 2735 Carnation Way, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 2019
Lot Size	0.108 acres (4,691 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (May 2025)
Tax Bill	$6,843 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-710-340-000`

Property Details

APN / Parcel Number

Primary APN	`058-710-340-000`
Alternative APN	`058-710-34`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	4,691 sqft (0.108 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	058-710-34
Street Address	2735 CARNATION WAY
City	LODI
State	CA
Zip	95242-4699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 VILLA FIORE (VAN RUITER RANCH) UNIT #1
Legal Subdivision	VILLA FLORA UN 1
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1003
Census Tract	4106

Owner

2735 Carnation Way is owned and occupied by two individuals who bought it in May 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2735 CARNATION WAY, LODI, CA 95242-4699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Dec 1, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage BECKAM FNDG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	202541756
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2735 CARNATION WAY, LODI, CA 95242-4699
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	HOME TITLE AND ESCROW, HOMELIGHT TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 CARNATION WAY, LODI, CA 95242-4699

Mortgage

Document Number	0000110888
Date	Dec 10, 2025
Instrument	2025-110888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2735 CARNATION WAY, LODI, CA 95242-4699
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 CARNATION WAY, LODI, CA 95242-4699

Mortgage

Document Number	0000171175
Date	Oct 12, 2021
Instrument	2021-171175

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 1, 2020
Property Address	2735 CARNATION WAY, LODI, CA 95242-4699
Document Number	0000166862
Instrument Date	Nov 18, 2020
Instrument	166862
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2735 CAMATION WAY LODI CA 95242, LODI, CA 95242

Mortgage

Document Number	166863
Date	Dec 1, 2020
Instrument	166863

Lender

Name	BECKAM FNDG CORP
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2735 Carnation Way was $6,843, up 16.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,843.00 (+16.48%)
2025	$5,875.00	$486,455 Land $136,385 Building $350,070
2023	$5,649.00 (+8.59%)	$467,567 Land $131,090 Building $336,477	$522,540
2022	$5,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2735 Carnation Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2735 Carnation Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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