2734 Rita Dr, Lorain, OH 44053 Property Records

Lorain County property record for 2734 Rita Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (May 2019)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-108-010`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-108-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,344 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	143 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	238 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2734 RITA DR
City	LORAIN
State	OH
Zip	44053-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY ACRES SUB #2 70 X 143.43
Legal Subdivision	SANDY ACRES SUB 2
Legal Tract	02
Legal Block	108
Legal Lot Number	45
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2002
Census Tract	97202

Owner

Source: Lorain County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2734 RITA DR, LORAIN, OH 44053-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage KEYBANK USA
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
May 22, 2019	Warranty Deed, Transfer · Conventional with PMI OHIO EDUCATIONAL CU
Dec 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	2019715582
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000103906
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2026
Property Address	2734 RITA DR, LORAIN, OH 44053-2257
Document Number	0000103906
Instrument Date	Jul 9, 2026
Instrument	2026103906
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 RITA DR, LORAIN, OH 44053-2257

Mortgage

Document Number	0000103907,
Date	Jul 16, 2026
Instrument	2026103907

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2734 RITA DR, LORAIN, OH 44053-2257
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210851974
Date	Dec 2, 2021
Instrument	2021-0851974

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2048

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 22, 2019
Property Address	2734 RITA DR, LORAIN, OH 44053-2257
Document Number	0000715582
Instrument Date	May 17, 2019
Instrument	715582
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	FIRST SOURCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 RITA DR LORAIN OH 440532257, LORAIN, OH 44053-2257

Mortgage

Document Number	715583
Date	May 22, 2019
Instrument	715583

Lender

Name	OHIO EDUCATIONAL CU
Address	SEVEN HILLS, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 7, 2017
Property Address	2734 RITA DR, LORAIN, OH 44053-2257
Document Number	0000654207
Instrument Date	Oct 30, 2017
Instrument	654207
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 WASHINGTON AVE LORAIN OH 440525708, LORAIN, OH 44052-5708

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 Homeowner's exemption	$42,660 (-0.01%) Land $13,830 Building $28,830	$121,900 (-) Land $39,520 Building $82,380
2024	$1,631.00 (-17.75%)	$42,665 (+10.77%) Land $13,832 Building $28,833	$121,900 (+10.77%) Land $39,520 Building $82,380
2023	$1,983.00 (+0.86%)	$38,518 (-0.01%) Land $10,917 Building $27,601	$110,050 (-) Land $31,190 Building $78,860
2022	$1,966.00	$38,520 Land $10,920 Building $27,600
2021			$110,050 Land $31,190 Building $78,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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