2728 Rita Dr, Lorain, OH 44053 Property Records

Lorain County property record for 2728 Rita Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1977
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Aug 2014)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-108-013`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-108-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,212 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2728 RITA DR
City	LORAIN
State	OH
Zip	44053-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY ACRES SUB #2 70 X 140.47
Legal Subdivision	SANDY ACRES SUBDIVISION #2
Legal Tract	2
Legal Block	108
Legal Lot Number	48
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2002
Census Tract	97202

Owner

2728 Rita Dr is owned and occupied by an individual who acquired it in October 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2728 RITA DR, LORAIN, OH 44053-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Quit Claim Deed, Transfer · Line of Credit FIFTH THIRD BANK NA
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2014 · Amount on File
Deed Sale	Aug 26, 2014 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	0000516474
Last Transfer Date	Oct 27, 2022
Transfer Doc	0000896582
Record Updated	Jun 8, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 27, 2022
Property Address	2728 RITA DR, LORAIN, OH 44053-2257
Document Number	0000896582
Map Reference	VOL 6 PG 38
Instrument Date	Oct 21, 2022
Instrument	2022-0896582
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W 17TH ST, LORAIN, OH 44052-3452

Mortgage

Document Number	0000896695
Date	Oct 27, 2022
Instrument	2022-0896695

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 25, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2728 RITA DR, LORAIN, OH 44053-2257
Document Number	0000738012
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2728 RITA DR LORAIN OH 440532257, LORAIN, OH 44053-2257

Mortgage

Document Number	0000738012
Date	Nov 13, 2019
Instrument	738012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2728 Rita Dr was $1,968.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00	$51,480 (+%) Land $13,690 Building $37,790	$147,080 (-) Land $39,110 Building $107,970
2024	$1,968.00 (+0.46%)	$51,479 (+35.32%) Land $13,689 Building $37,790	$147,080 (+35.32%) Land $39,110 Building $107,970
2023	$1,959.00 (+0.93%)	$38,042 (-0.02%) Land $10,805 Building $27,237	$108,690 Land $30,870 Building $77,820
2022	$1,941.00	$38,050 Land $10,810 Building $27,240
2021			$108,690 Land $30,870 Building $77,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2728 Rita Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2728 Rita Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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