Orange County property record for 2733 Pepper Ln, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 2011 |
| Lot Size | 0.178 acres (7,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,700 (Sep 2014) |
| Tax Bill | $4,539 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-30-6811-00-170 |
| Primary APN | 05-23-30-6811-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,753 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2733 PEPPER LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD/AN |
| Legal Description | PEPPER PLANTATION I 69/80 LOT 17 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | PEPPER PLANTATION I |
| Legal Tract | 6811 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13803 |
2733 Pepper Ln is owned and occupied by two individuals who bought it in September 2014.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2733 PEPPER LN, ORLANDO, FL 32812-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2014 · Amount on File |
| Deed Sale | Sep 18, 2014 · Amount on File |
| Prior Sale | May 6, 2011 · Amount on File |
| Deed Document Number | 2014475093 |
| Deed Book / Page | 10806 / 7464 |
| Prior Transfer Date | May 17, 2013 |
| Prior Transfer Doc | 0000293035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2733 PEPPER LN, ORLANDO, FL 32812-5842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2733 PEPPER LN, BELLE ISLE, FL 32812-5842 |
| Document Number | 0000556990 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 20230556990 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2733 PEPPER LN, ORLANDO, FL 32812-5842 |
| Document Number | 0000579818 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2733 PEPPER LN ORLANDO FL 328125842, ORLANDO, FL 32812-5842 |
| Document Number | 0000579818 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 579818 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 17, 2034 |
The 2025 property tax bill for 2733 Pepper Ln was $4,539, up 3.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,689 (+2.7%) | $460,470 (-1.23%) Land $130,000 Building $330,470 | |
| 2025 | $4,539.00 (+3.51%) Homeowner's exemption | $286,942 | $466,190 Land $130,000 Building $336,190 |
| 2024 | $4,385.00 (+3.66%) | ||
| 2023 | $4,230.00 (+3.12%) Homeowner's exemption | $270,733 (+3%) | $429,700 (+11.19%) Land $130,000 Building $299,700 |
| 2022 | $4,102.00 Homeowner's exemption | $262,848 | $386,461 Land $130,000 Building $256,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2733 Pepper Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 19 (2004–2022) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2733 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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