2725 Pepper Ln, Orlando, FL 32812 Property Records

Orange County property record for 2725 Pepper Ln, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,650 sqft · built 2008
Lot Size	0.178 acres (7,753 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Jan 2013)
Tax Bill	$7,501 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-30-6811-00-180`

Property Details

APN / Parcel Number

Primary APN	`05-23-30-6811-00-180`
Alternative APNs	`302305681100180` `531613` `537356` `541980`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,753 sqft (0.178 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2725 PEPPER LN
City	ORLANDO
State	FL
Zip	32812-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD/AN
Legal Description	PEPPER PLANTATION I 69/80 LOT 18
Legal Range	30E
Legal Township	23S
Legal Section	05
Legal Subdivision	PEPPER PLANTATION I
Legal Tract	6811
Legal Lot Number	18
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1013
Census Tract	13803

Owner

2725 Pepper Ln is owned and occupied by two individuals who bought it in January 2013.

Source: Orange County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2725 PEPPER LN, ORLANDO, FL 32812-5842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2013 · Amount on File
Deed Sale	Jan 11, 2013 · Amount on File
Prior Sale	Jul 5, 2011 · Amount on File
Deed Document Number	201325904
Deed Book / Page	10504 / 8662
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000349254
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2725 PEPPER LN, ORLANDO, FL 32812-5842
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 PEPPER LN, ORLANDO, FL 32812-5842

Mortgage

Document Number	0000439281
Date	Jul 21, 2021
Instrument	20210439281

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2725 Pepper Ln was $7,501, up 41.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,912 (+0.27%)	$556,600 (-1.19%) Land $130,000 Building $426,600
2025	$7,501.00 (+41.93%) Homeowner's exemption	$450,693	$563,290 Land $130,000 Building $433,290
2024	$5,285.00 (+3.59%)
2023	$5,102.00 (+3.05%) Homeowner's exemption	$318,998 (+3%)	$505,326 (+13.33%) Land $130,000 Building $375,326
2022	$4,951.00 Homeowner's exemption	$309,707	$445,893 Land $130,000 Building $315,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2725 Pepper Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	19 (2004–2022)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20