2733 E Joy Ranch Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 2733 E Joy Ranch Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,203 sqft · built 1997
Lot Size	2.5 acres (109,118 sqft)
Owner	Individual Name on File
Last Sale	$878,000 (Jan 2023)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-67-011A`

Property Details

APN / Parcel Number

Primary APN	`211-67-011A`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	2,203 sqft

Exterior

Year Built	Built 1997
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	109,118 sqft (2.5 acres)
Parking Spaces	4 Parking Spaces
Pool Area	500 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2733 E JOY RANCH RD
City	CAVE CREEK
State	AZ
Zip	85331-0733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	N2 E2 NE4 NE4 NW4
Legal Range	03E
Legal Township	06N
Legal Section	35
Legal Quarter	NW
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4038
Census Tract	610700

Owner

2733 E Joy Ranch Rd is owned and occupied by an individual who bought it in January 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	2733 E JOY RANCH RD, CAVE CREEK, AZ 85331-0733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Feb 27, 1997 · Amount on File
Deed Document Number	20230006319
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 5, 2023
Property Address	2733 E JOY RANCH RD, CAVE CREEK, AZ 85331-0733
Document Number	0000006319
Instrument Date	Nov 28, 2022
Instrument	20230006319
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15545 ROAD 32.4, MANCOS, CO 81328-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2733 E JOY RANCH RD, CAVE CREEK, AZ 85331-0733

Mortgage

Document Number	0000006320
Date	Jan 5, 2023
Instrument	20230006320

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2018
Property Address	2733 E JOY RANCH RD, CAVE CREEK, AZ 85331-0733
Document Number	0000494096
Instrument Date	Jun 19, 2018
Instrument	494096
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 W SOUTH ST CARLISLE PA 170132834, CARLISLE, PA 17013-2834

Mortgage

Document Number	494097
Date	Jun 28, 2018
Instrument	494097

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2733 E Joy Ranch Rd was $2,795.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,710	$837,100 Land $167,400 Building $669,700
2025	$2,795.00
2024		$72,610	$726,100 Land $145,200 Building $580,900
2023	$2,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2733 E Joy Ranch Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2021)
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2733 E Joy Ranch Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Mojo Broadband.

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