2505 E Joy Ranch Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 2505 E Joy Ranch Rd, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,190 sqft · built 2001
Lot Size1.33 acres (57,970 sqft)
Owner2 Individual Names on File
Last Sale$390,500 (Jan 2017)
Tax Bill$5,250 (2025)
Deeds & MortgagesOct 2021 Sale
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN211-67-003-J

Property Details

APN / Parcel Number

Primary APN211-67-003-J
Alternative APN
  • 21167003J1

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,190 sqft Living Area
Gross Area3,524 sqft
1st Floor Area2,561 sqft
2nd Floor Area629 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area57,970 sqft (1.33 acres)
Parking Spaces2 Parking Spaces
Patio Area334 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2505 E JOY RANCH RD
CityCAVE CREEK
StateAZ
Zip85331-9535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionW 155F OF NE4 NW4 NW4 SEC 35 EX TH/OF TH S 286F
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group1
Census Block1000
Census Tract610700

Owner

2505 E Joy Ranch Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Maricopa County records, as of October 22, 2025

Owner of Record2 Individual Names on File
Mailing Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Beneficiary Deed, Transfer
Aug 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
LEND SMART MORTGAGE LLC
Jan 20, 2017Special Warranty Deed, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2017 · Amount on File
Deed SaleJan 20, 2017 · Amount on File
Prior SaleJun 15, 2016 · Amount on File
Deed Document Number201746998
Last Transfer DateSep 28, 2021
Transfer Doc0001063585
Record UpdatedSep 20, 2026

October 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionMARICOPA AZ
Recording DateOct 1, 2021
Property Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535
Document Number0001063585
Instrument DateSep 28, 2021
Instrument20211063585
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateAug 14, 2019
Property Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535
Document Number0000624264
Instrument DateJul 30, 2019
Instrument20190624264
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535

Mortgage

Document Number0000624265
DateAug 14, 2019
Instrument20190624265
Lender
NameLEND SMART MORTGAGE LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 20, 2017
Property Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535
Document Number0000046998
Instrument DateNov 7, 2016
Instrument2017-0046998
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyTITLE 365

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2505 E JOY RANCH RD, CAVE CREEK, AZ 85331-9535

Mortgage

Document Number0000046999
DateJan 20, 2017
Instrument2017-0046999
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2505 E Joy Ranch Rd was $5,250.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,910 (+57.41%)$769,100 (+4.4%) Land $153,800 Building $615,300
2025$5,250.00$48,859 (-34.56%)$736,700 (-1.33%) Land $147,300 Building $589,400
2024$74,660$746,600 Land $149,300 Building $597,300
2023$4,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2505 E Joy Ranch Rd in Zone X, an area of moderate flood risk, though there have been 12 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims12 (1990–2021)
Claims Outside the SFHA8 of 12
Most Recent ClaimJul 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2505 E Joy Ranch Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 57% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAVE CREEK WATER
private · serves 5,895 people · EPA ID AZ0407016
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Mojo Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
10 / 1

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