2732 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2732 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,869 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Apr 2022)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-11-1190`

Property Details

APN / Parcel Number

Primary APN	`8402-01-11-1190`
Alternative APNs	`34180201111190` `02183401111190` `3946995.0` `3946995`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	252 sqft
Porch	Florida Room
Porch Area	448 sqft
Deck Area	200 sqft
Patio Area	70 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3946995
Street Address	2732 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11119 & 11120 BLK 355 FLORIDA SHORES NO 14 MB 19 PG 215 PER OR 2611 PG 0302 PER OR 8230 PG 2303
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	355
Legal Lot Number	11119
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	3
Census Block	3035
Census Tract	83006

Owner

2732 Willow Oak Dr is owner-occupied and held in a trust since April 2022.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2732 WILLOW OAK DR, EDGEWATER, FL 32141-5324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Apr 4, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Oct 3, 2014 · Amount on File
Deed Document Number	202276688
Deed Book / Page	8230 / 2303
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0070392079
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2732 WILLOW OAK DR, EDGEWATER, FL 32141-5324
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076700998
Date	Mar 20, 2019
Book Page	7670/0998
Instrument	2019-053985

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 4, 2022
Property Address	2732 WILLOW OAK DR, EDGEWATER, FL 32141-5324
Document Number	0082302303
Book / Page	8230 / 2303
Map Reference	MB 19 PG 215
Instrument Date	Mar 23, 2022
Instrument	2022076688
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2732 WILLOW OAK DR, EDGEWATER, FL 32141-5324

Mortgage

Document Number	0082302306
Date	Apr 4, 2022
Instrument	8230/2306

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2732 Willow Oak Dr was $4,558 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,961 (+1.32%) Land $54,000 Building $242,961	$296,961 (+1.32%) Land $54,000 Building $242,961
2025	$4,558.00 Homeowner's exemption	$293,103 Land $54,000 Building $239,103	$293,103 Land $54,000 Building $239,103
2023	$4,593.00 (+449.4%) Homeowner's exemption	$283,832 (+237.96%) Land $42,000 Building $241,832	$283,832 (+12%) Land $42,000 Building $241,832
2022	$836.00 Homeowner's exemption	$83,983	$253,430 Land $29,600 Building $223,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2732 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2732 Willow Oak Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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