2732 Prescotts Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2732 Prescotts Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,344 sqft · built 2001
Lot Size0.247 acres (10,764 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (Mar 2014)
Tax Bill$5,820 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN8813-07-377-012

Property Details

APN / Parcel Number

Primary APN8813-07-377-012

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement1,050 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,764 sqft (0.247 acres)
Lot Dimensions138 ft deep x 78 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area144 sqft
Patio Area196 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2732 PRESCOTTS DR
CityWATERLOO
StateIA
Zip50701-9212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHLAND PARK SUBDIVISION LOT 14
Legal Range13W
Legal Township88N
Legal Section07
Legal SubdivisionSOUTHLAND PARK SUBDIVISION
Legal Lot Number14
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1040
Census Tract3001

Owner

2732 Prescotts Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2732 PRESCOTTS DR, WATERLOO, IA 50701-9212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2014 · Amount on File
Deed SaleMar 27, 2014 · Amount on File
Deed Document Number201417183
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2732 PRESCOTTS DR, WATERLOO, IA 50701-9212
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2732 PRESCOTTS DR, WATERLOO, IA 50701-9212

Mortgage

Document Number202100020015
DateMar 24, 2021
Instrument202100020015
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2732 Prescotts Dr was $5,820 with a homeowner's exemption, up 1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,820.00 (+9.98%) Homeowner's exemption$305,080 Land $35,100 Building $269,980$305,080 Land $35,100 Building $269,980
2024$5,292.00
2023$262,610 (+8.72%) Land $35,100 Building $227,510$262,610 Land $35,100 Building $227,510
2022$5,036.00 Homeowner's exemption$241,540 Land $35,100 Building $206,440
2021$241,540 Land $35,100 Building $206,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2732 Prescotts Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 individual policies
Nearby Flood Policies37 units insured
incl. 16 condo units
Nearby Flood Claims2 (1985–2020)
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2732 Prescotts Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prescotts Dr

Nearby Streets

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