2709 Prescotts Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2709 Prescotts Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,496 sqft · built 1978
Lot Size0.248 acres (10,797 sqft)
Owner2 Individual Names on File
Tax Bill$4,546 (2025)
Flood ZoneZone AE (high risk)
APN8813-07-376-020

Property Details

APN / Parcel Number

Primary APN8813-07-376-020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,136 sqft
Basement Area1,496 sqft
Finished Basement625 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,797 sqft (0.248 acres)
Lot Dimensions118 ft deep x 65 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2709 PRESCOTTS DR
CityWATERLOO
StateIA
Zip50701-9212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHLAND PARK SUBDIVISION LOT 22
Legal Range13W
Legal Township88N
Legal Section07
Legal SubdivisionSOUTHLAND PARK SUBDIVISION
Legal Lot Number22
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1039
Census Tract3001

Owner

2709 Prescotts Dr is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2709 PRESCOTTS DR, WATERLOO, IA 50701-9212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Prescotts Dr was $4,546 with a homeowner's exemption, up 10.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,546.00 (+10.77%) Homeowner's exemption$248,270 Land $34,970 Building $213,300$248,270 Land $34,970 Building $213,300
2024$4,104.00
2023$213,080 (+8.4%) Land $33,220 Building $179,860$213,080 Land $33,220 Building $179,860
2022$4,122.00 Homeowner's exemption$196,570 Land $33,220 Building $163,350
2021$196,570 Land $33,220 Building $163,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2709 Prescotts Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 21 individual policies
Nearby Flood Policies37 units insured
incl. 16 condo units
Nearby Flood Claims2 (1985–2020)
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2709 Prescotts Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prescotts Dr

Nearby Streets

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