Harris County property record for 2732 Clay St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 2007 |
| Lot Size | 0.04 acres (1,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $478,002 (Apr 2025) |
| Tax Bill | $7,965 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-439-001-0019 |
| Primary APN | 128-439-001-0019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Game Room | Game Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 1,730 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 157 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1284390010019 |
|---|---|
| Street Address | 2732 CLAY ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 BLK 1 DELANO CROSSING |
| Legal Subdivision | DELANO CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 310200 |
Source: Harris County records · APN 128-439-001-0019
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2732 CLAY ST, HOUSTON, TX 77003-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 07, 2025 | Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Oct 23, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2025 · Amount on Record |
| Deed Sale | Apr 07, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2013 · Amount on Record |
| Deed Document Number | 2025125144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 07, 2025 |
| Property Address | 2732 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000125144 |
| Map Reference | MF 602207 |
| Instrument Date | Apr 04, 2025 |
| Instrument | 2025-125144 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2732 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000125145 |
|---|---|
| Date | Apr 07, 2025 |
| Instrument | 2025-125145 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2732 CLAY ST, HOUSTON, TX 77003-4519 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021072070 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 2021-072070 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2732 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000524537 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2732 CLAY ST HOUSTON TX 770034519, HOUSTON, TX 77003-4519 |
| Document Number | 0000524537 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 524537 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Rate | 3.25% |
|---|
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,965.00 (+4.36%) Homeowner's exemption Veteran's exemption | $386,788 (+2.65%) Land $83,765 Building $303,023 | $386,788 (+2.65%) Land $83,765 Building $303,023 |
| 2024 | $7,632.00 (+3.85%) | ||
| 2023 | $376,786 Land $83,765 Building $293,021 | $376,786 Land $83,765 Building $293,021 | |
| 2022 | $7,349.00 (-5.84%) | ||
| 2020 | $7,805.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 743 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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