Harris County property record for 2730 Clay St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 2007 |
| Lot Size | 0.04 acres (1,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,900 (Dec 2019) |
| Tax Bill | $4,758 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-439-001-0018 |
| Primary APN | 128-439-001-0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Game Room | Game Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,730 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 157 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1284390010018 |
|---|---|
| Street Address | 2730 CLAY ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-4519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 BLK 1 DELANO CROSSING |
| Legal Subdivision | DELANO CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 310200 |
2730 Clay St is owned and occupied by two individuals who bought it in December 2019.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2730 CLAY ST, HOUSTON, TX 77003-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2020 | Deed of Trust, Mortgage HOME USA MTG |
| Dec 26, 2019 | Warranty Deed, Transfer HOME USA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Prior Sale | Nov 8, 2013 · Amount on File |
| Deed Document Number | 2019569750 |
| Prior Transfer Date | Jun 18, 2012 |
| Prior Transfer Doc | 20120281703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2730 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000441079 |
| Instrument Date | Sep 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2730 CLAY ST HOUSTON TX 770034519, HOUSTON, TX 77003-4519 |
| Document Number | 0000441079 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 441079 |
| Name | HOME USA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 26, 2019 |
| Property Address | 2730 CLAY ST, HOUSTON, TX 77003-4519 |
| Document Number | 0000569750 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 569750 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 23400 KINGSLAND BLVD #3207 KATY TX 774947473, 3207, KATY, TX 77494-7473 |
| Document Number | 569751 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 569751 |
| Name | HOME USA MTG |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
The 2025 property tax bill for 2730 Clay St was $4,758 with a homeowner's exemption, down 8.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,344 (+0.78%) Land $83,765 Building $270,579 | $354,344 (+0.78%) Land $83,765 Building $270,579 | |
| 2025 | $4,758.00 (-8.18%) Homeowner's exemption | $351,612 Land $83,765 Building $267,847 | $351,612 Land $83,765 Building $267,847 |
| 2024 | $5,182.00 | ||
| 2023 | $365,384 Land $83,765 Building $281,619 | $365,384 Land $83,765 Building $281,619 | |
| 2022 | $5,031.00 | ||
| 2020 | $7,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2730 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2730 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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