2732 Bluewater Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 2732 Bluewater Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,237 sqft · built 2021
Lot Size	0.292 acres (12,725 sqft)
Owner	2 Trust Names on Record
Last Sale	$200,000 (Mar 2018)
Tax Bill	$16,055 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94044-31-027`

Property Details

APN / Parcel Number

Primary APN	`94044-31-027`
Alternative APN	`R1661779`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,237 sqft Living Area
Gross Area	7,993 sqft
1st Floor Area	1 sqft
Basement Area	2,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,725 sqft (0.292 acres)
Garage Type	Attached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1661779
Street Address	2732 BLUEWATER RD
City	BERTHOUD
State	CO
Zip	80513-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27, BLOCK 10, HERON LAKES THIRD FILING, BER (20160036869)
Legal Range	69W
Legal Township	4N
Legal Section	4
Legal Subdivision	HERON LAKES 3RD FILING
Legal Block	10
Legal Lot Number	27
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2047
Census Tract	2602

Owner

Source: Larimer County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2732 BLUEWATER RD, BERTHOUD, CO 80513-7101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Intrafamily Transfer, Transfer
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ZB NA
Mar 26, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	201817169
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000049182
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Nov 15, 2023
Property Address	2732 BLUEWATER RD, BERTHOUD, CO 80513-7101
Document Number	0000049182
Instrument Date	Nov 15, 2023
Instrument	20230049182
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2732 BLUEWATER RD, BERTHOUD, CO 80513-7101

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2732 BLUEWATER RD, BERTHOUD, CO 80513-7101
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062651
Date	Jun 29, 2021
Instrument	20210062651

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 26, 2018
Property Address	2732 BLUEWATER RD, BERTHOUD, CO 80513-7101
Document Number	0000017169
Instrument Date	Mar 23, 2018
Instrument	17169
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2261 SHORESIDE DR BERTHOUD CO 805139575, BERTHOUD, CO 80513-9575

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,055.00 (+4.47%)	$92,031 (-5.11%) Land $24,206 Building $67,825	$1,472,500 (+1.72%) Land $387,300 Building $1,085,200
2023	$15,368.00 (+331.81%)	$96,989 (+344.72%) Land $17,909 Building $79,080	$1,447,600 (+361.31%) Land $267,300 Building $1,180,300
2022	$3,559.00	$21,809 Land $16,819 Building $4,990	$313,800 Land $242,000 Building $71,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on Bluewater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures