2515 Lakeshore Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2515 Lakeshore Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,133 sqft · built 2013
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Mar 2023)
Tax Bill	$8,350 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`151011`

Property Details

APN / Parcel Number

Primary APN	`151011`
Alternative APN	`012630065000010983`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,133 sqft Heated Area
Gross Area	3,414 sqft
1st Floor Area	2,133 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	159 ft deep x 107 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	841 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	151011
Street Address	2515 LAKESHORE BLVD
City	SAINT CLOUD
State	FL
Zip	34769-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	ST CLOUD BLVD LOTS LAKE FRONT ADDITION PB B PGS 61-64 N 150 FT OF LOT 98 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD BLVD
Legal Tract	650
Legal Block	1
Legal Lot Number	3,98
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3009
Census Tract	43400

Owner

2515 Lakeshore Blvd is owned by an individual who bought it in March 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	555 BRONX RIVER RD, YONKERS, NY 10704-1710
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Apr 12, 2011 · Amount on File
Deed Document Number	2023027830
Deed Book / Page	6369 / 398
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2023
Property Address	2515 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2119
Document Number	0063690398
Book / Page	6369 / 398
Map Reference	MB B PG 61
Instrument Date	Feb 24, 2023
Instrument	2023027830
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 NE 24TH ST, FORT LAUDERDALE, FL 33305-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 BRONX RIVER RD, YONKERS, NY 10704-1710

Mortgage

Document Number	0006369400
Date	Mar 9, 2023
Instrument	6369/400

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2515 Lakeshore Blvd was $8,350.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,350.00	$466,300 Land $90,000 Building $376,300	$466,300 Land $90,000 Building $376,300
2023	$6,260.00 (+12.13%)	$362,900 (+17.22%) Land $90,000 Building $272,900	$362,900 (+17.22%) Land $90,000 Building $272,900
2022	$5,583.00	$309,600 Land $85,000 Building $224,600	$309,600 Land $85,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2515 Lakeshore Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 Lakeshore Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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