2731 Calle del Comercio, San Clemente, CA 92672 Property Records

Orange County property record for 2731 Calle del Comercio, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	3,672 sqft · built 1961
Lot Size	0.113 acres (4,908 sqft)
Owner	Company Name on Record
Last Sale	$1,525,000 (Nov 2020)
Tax Bill	$16,683 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-073-13`

Property Details

APN / Parcel Number

Primary APN	`060-073-13`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,672 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Multi-Family
Lot Area	4,908 sqft (0.113 acres)
Garage Type	Attached
Garage Area	390 sqft

Location & Zoning

Street Address	2731 CALLE DEL COMERCIO
City	SAN CLEMENTE
State	CA
Zip	92672-3304
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 938 BLK LOT 148
Legal Subdivision	TRACT NO 938
Legal Tract	938
Legal Lot Number	148
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42114

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28202 CABOT RD, 620, LAGUNA NIGUEL, CA 92677-1271
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · ARM EAST WEST BANK
Nov 13, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
May 29, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUALFAX INC
Jul 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PUERTO ESCONDIDO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2020657187
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0000164206
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2731 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157081
Date	May 10, 2019
Instrument	2019000157081

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 13, 2020
Property Address	2731 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3304
Document Number	0000657187
Map Reference	MB 29 PG 22-25
Instrument Date	Sep 22, 2020
Instrument	2020000657187
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28202 CABOT RD STE 620, 620, LAGUNA NIGUEL, CA 92677-1271

Mortgage

Document Number	0000657188
Date	Nov 13, 2020
Instrument	2020000657188

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ORANGE CA
Recording Date	May 29, 2020
Property Address	2731 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3304
Document Number	0000242728
Instrument Date	May 28, 2020
Instrument	242728
Transaction Type	Foreclosure
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2731 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3304
Document Number	0000246820
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5321 SAN CLEMENTE CA 926745321, SAN CLEMENTE, CA 92674-5321

Mortgage

Document Number	0000246820
Date	Jul 11, 2019
Instrument	246820

Lender

Name	QUALFAX INC
Address	GARDENA, CA 90248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 11, 2018
Property Address	2731 CALLE DEL COMERCIO, SAN CLEMENTE, CA 92672-3304
Instrument Date	Jul 6, 2018
Instrument	252925
Transaction Type	Construction Loan
Record Updated	Jul 25, 2018
Title Company	GREATER LA ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27716 N TWIN OAKS VALLEY RD SAN MARCOS CA 920699742, SAN MARCOS, CA 92069-9742

Mortgage

Document Number	0000252925
Date	Jul 11, 2018
Instrument	252925

Lender

Name	PUERTO ESCONDIDO LLC
Address	1775 HANCOCK ST # 200, SAN DIEGO, CA 92110-2036

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2019

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,683,722 (+2%) Land $1,352,499 Building $331,223
2025	$16,683.00 (+1.69%)	$1,650,708 (+4.04%) Land $1,325,979 Building $324,729
2024	$16,405.00 (+2.16%)
2023	$16,058.00 (+1.94%)	$1,586,610 Land $1,274,490 Building $312,120
2022	$15,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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