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2730 Macdonald St, Oceanside, CA 92054 Property Records

San Diego County property record for 2730 Macdonald St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,896 sqft · built 1966
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Sep 2013)
Tax Bill$5,439 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN149-063-35-00

Property Details

APN / Parcel Number

Primary APN149-063-35-00
Alternative APN
  • 1493101300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,896 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1493101300
Street Address2730 MACDONALD ST
CityOCEANSIDE
StateCA
Zip92054-4421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 13 TR 005557
Legal SubdivisionLOMITA TERRACE
Legal Tract005557
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18511

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2730 MACDONALD ST, OCEANSIDE, CA 92054-4421
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2013 · Amount on Record
Deed SaleSep 19, 2013 · Amount on Record
Deed Document Number2013575928
Prior Transfer DateOct 12, 1996
Prior Transfer Doc0000565043
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2730 MACDONALD ST, OCEANSIDE, CA 92054-4421
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2730 MACDONALD ST, OCEANSIDE, CA 92054-4421

Mortgage

Document Number0000168975
DateApr 18, 2022
Instrument2022-0168975
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMay 1, 2032
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change7.37%
Index1-Year CMT
Margin2
Max Rate7.37%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2730 MACDONALD ST, OCEANSIDE, CA 92054-4421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000448238
DateSep 29, 2017
Instrument2017-0448238
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$498,889 (+2%) Land $129,263 Building $369,626
2025$5,439.00 (+5.24%) Homeowner's exemption$489,108 (+4.04%) Land $126,729 Building $362,379
2023$5,168.00 (+1.55%) Homeowner's exemption$470,117 Land $121,809 Building $348,308
2022$5,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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