2726 Macdonald St, Oceanside, CA 92054 Property Records

San Diego County property record for 2726 Macdonald St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1966
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Trust Names on File
Last Sale	$545,000 (Aug 2019)
Tax Bill	$6,818 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149-063-34-00`

Property Details

APN / Parcel Number

Primary APN	`149-063-34-00`
Alternative APN	`1493101200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	114 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1493101200
Street Address	2726 MACDONALD ST
City	OCEANSIDE
State	CA
Zip	92054-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 12 TR 005557
Legal Subdivision	LOMITA TERRACE
Legal Tract	005557
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18511

Owner

2726 Macdonald St is owner-occupied and held in a trust since August 2026.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Aug 1, 2019	Trustee's Deed, Transfer · Line of Credit ALLIANT CU
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jul 20, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Document Number	2019320092
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000240980
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Document Number	0000240980
Instrument Date	Aug 11, 2026
Instrument	2026240980
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2021
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Document Number	0000537453
Map Reference	MAP 5557
Instrument Date	Jun 2, 2021
Instrument	2021-0537453
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421

Mortgage

Document Number	0000537455
Date	Jul 28, 2021
Instrument	2021-0537455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 2, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324656
Date	Jun 23, 2020
Instrument	2020-0324656

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2019
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Instrument Date	Jul 30, 2019
Instrument	320094
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1128 LAGUNA ST OCEANSIDE CA 920545437, OCEANSIDE, CA 92054-5437

Mortgage

Document Number	0000320094
Date	Aug 1, 2019
Instrument	320094

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2019
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Document Number	0000320092
Map Reference	MAP 5557
Instrument Date	Jul 23, 2019
Instrument	2019-0320092
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421

Mortgage

Document Number	0000320093
Date	Aug 1, 2019
Instrument	2019-0320093

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000320094
Date	Aug 1, 2019
Instrument	2019-0320094

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2017
Property Address	2726 MACDONALD ST, OCEANSIDE, CA 92054-4421
Document Number	0000327897
Instrument Date	Mar 31, 2017
Instrument	327897
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6977 NAVAJO RD #183 SAN DIEGO CA 921191503, 183, SAN DIEGO, CA 92119-1503

Tax Assessment & Valuation

The 2025 property tax bill for 2726 Macdonald St was $6,818.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,604 (+2%) Land $409,330 Building $208,274
2025	$6,818.00	$605,495 Land $401,304 Building $204,191
2023	$6,482.00 (+1.54%)	$581,985 Land $385,722 Building $196,263
2022	$6,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2726 Macdonald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2726 Macdonald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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