2730 E 12th St, Panama City, FL 32401 Property Records

Bay County property record for 2730 E 12th St, Panama City, FL 32401

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1995
Lot Size	0.196 acres (8,537 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2026)
Tax Bill	$611 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15452-308-000`

Property Details

APN / Parcel Number

Primary APN	`15452-308-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,537 sqft (0.196 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Driveway	Driveway
Driveway Area	1,344 sqft
Porch	Open Porch
Porch Area	128 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2730 E 12TH ST
City	PANAMA CITY
State	FL
Zip	32401-5004
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	ABBOTTS ADD TO CEDAR GROVE LOT 5 BLK B ORB 4298 P 823
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	ABBOTTS ADD
Legal Block	B
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1046
Census Tract	1200

Owner

2730 E 12th St, a mobile home, is owned by an individual who bought it in March 2026.

Source: Bay County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1722 W 17TH ST, B104, PANAMA CITY, FL 32405-3101
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer BLUE MARLIN TITLE GROUP LLC
Sep 14, 2020	Warranty Deed, Transfer INFINITY ABSTRACT AND TITLE, INFINITY ABSTRACT & TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	202618859
Deed Book / Page	5018 / 628
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 30, 2026
Property Address	2730 E 12TH ST, PANAMA CITY, FL 32401-5004
Document Number	0050180628
Book / Page	5018 / 628
Map Reference	MB 16 PG 35
Instrument Date	Mar 30, 2026
Instrument	2026018859
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	BLUE MARLIN TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 BURNHAM WAY, PANAMA CITY, FL 32405-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 W 17TH ST APT B104, B104, PANAMA CITY, FL 32405-3101

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 14, 2020
Property Address	2730 E 12TH ST, PANAMA CITY, FL 32401-5004
Document Number	0042980823
Book / Page	004298 / 000823
Instrument Date	Sep 4, 2020
Instrument	60465
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	INFINITY ABSTRACT AND TITLE, INFINITY ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 SANFORD AVE #504 PANAMA CITY FL 32405, 504, PANAMA CITY, FL 32405

Tax Assessment & Valuation

The 2025 property tax bill for 2730 E 12th St was $611, up 1.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (+1.33%)	$45,189	$54,988 Land $23,912 Building $31,076
2024	$603.00 (+15.52%)
2023	$522.00 (+20.83%)	$40,137 (+18.22%) Land $16,379 Building $23,758	$40,137 (+18.22%) Land $16,379 Building $23,758
2022	$432.00	$33,951 Land $12,553 Building $21,398	$33,951 Land $12,553 Building $21,398

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2730 E 12th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2730 E 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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