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2727 E 12th St, Panama City, FL 32401 Property Records

Bay County property record for 2727 E 12th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 1,404 sqft · built 1990
Lot Size0.289 acres (12,589 sqft)
OwnerCompany Name on File
Last Sale$71,938 (Sep 2009)
Tax Bill$315 (2023)
Deeds & MortgagesJun 2019 Transfer
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN15286-040-000

Property Details

APN / Parcel Number

Primary APN15286-040-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft
Gross Area1,476 sqft
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 1990
Exterior MaterialProtective Coating
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide

Exterior Amenities

PorchPorch
Porch Area72 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2727 E 12TH ST
CityPANAMA CITY
StateFL
Zip32401-5046
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description2 4S 14W -99.4- 118B2 BEG 262.90' E OF INTER E R/W LI EAST AVE & N LI OF S1/2 OF
Legal Range14W
Legal Township04S
Legal Section02
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1044
Census Tract1200

Owner

2727 E 12th St, residential vacant land, is owned by a company that acquired it in June 2019.

Source: Bay County records, as of January 12, 2024

Owner of RecordCompany Name on File
Mailing Address6201 THOMAS DR UNIT 1801, 1801, PANAMA CITY BEACH, FL 32408-5647
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2009 · Amount on File
Deed SaleSep 1, 2009 · Amount on File
Prior SaleJul 17, 2017 · Amount on File
Deed Document Number0031802193
Last Transfer DateJun 20, 2019
Transfer Doc0041360843
Record UpdatedJun 7, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJun 20, 2019
Property Address2727 E 12TH ST, PANAMA CITY, FL 32401-5046
Document Number0041360843
Book / Page004136 / 000843
Instrument DateJun 13, 2019
Instrument57393
Transaction TypeTransfer
Record UpdatedJul 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJul 17, 2017
Property Address2727 E 12TH ST, PANAMA CITY, FL 32401-5046
Document Number0039181665
Book / Page003918 / 001665
Instrument DateJul 6, 2017
Instrument40084
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$441.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2727 E 12TH ST PANAMA CITY BEACH FL 324015046, PANAMA CITY BEACH, FL 32401-5046

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$315.00 (-26.4%)$24,166 (-28.11%) Land $24,166$24,166 (-28.11%) Land $24,166
2022$428.00$33,617 Land $18,522 Building $15,095$33,617 Land $18,522 Building $15,095

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2727 E 12th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims25 (1982–2018)
Claims Outside the SFHA20 of 25
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims
  • Severe Storms And Flooding, Jul 2013 · 5 claims
  • Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2727 E 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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