2730 Chickahominy Rd, Toano, VA 23168 Property Records

James City County property record for 2730 Chickahominy Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 872 sqft · built 1949
Lot Size	0.828 acres (36,111 sqft)
Owner	Individual Name on Record
Tax Bill	$819 (2019)
Deeds & Mortgages	Nov 2021 Second Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-4 01-0-0023`

Property Details

APN / Parcel Number

Primary APN	`21-4 01-0-0023`
Alternative APN	`1846`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	872 sqft Living Area

Exterior

Year Built	Built 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	36,111 sqft (0.828 acres)
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Account Number	1846
Street Address	2730 CHICKAHOMINY RD
City	TOANO
State	VA
Zip	23168-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL RESIDENTIAL
Legal Description	ADJ MARTHA GREEN
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Legal Lot Number	23
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2018
Census Tract	80402

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2730 CHICKAHOMINY RD, TOANO, VA 23168-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 1983
Deed Sale	Feb 10, 1983
Deed Document Number	0000229513
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2730 CHICKAHOMINY RD, TOANO, VA 23168-9016
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210023264
Date	Nov 29, 2021
Instrument	210023264

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2730 CHICKAHOMINY RD, TOANO, VA 23168-9016
Document Number	0000017559
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017559
Date	Sep 5, 2017
Instrument	17559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,800 (+29.81%) Land $62,100 Building $77,700	$139,800 (+29.81%) Land $62,100 Building $77,700
2023		$107,700 Land $60,100 Building $47,600	$107,700 Land $60,100 Building $47,600
2019	$819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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