2640 Chickahominy Rd, Toano, VA 23168 Property Records

James City County property record for 2640 Chickahominy Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,104 sqft · built 1973
Lot Size	0.979 acres (42,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2023)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-4 01-0-0014`

Property Details

APN / Parcel Number

Primary APN	`21-4 01-0-0014`
Alternative APN	`5725`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	42,645 sqft (0.979 acres)
Porch	Slab
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	5725
Street Address	2640 CHICKAHOMINY RD
City	TOANO
State	VA
Zip	23168-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8 RURAL R
Legal Description	L-5 LEMCO MEEKINS ESTATE
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Legal Lot Number	5
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2018
Census Tract	80402

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Apr 6, 2021	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Jun 14, 2019	Warranty Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	202311072
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 24, 2023
Property Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014
Document Number	0202311072
Instrument Date	Oct 18, 2023
Instrument	202311072
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014

Mortgage

Document Number	0202311073
Date	Oct 24, 2023
Instrument	202311073

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 6, 2021
Property Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014
Document Number	0210006638
Instrument Date	Apr 1, 2021
Instrument	210006638
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014

Mortgage

Document Number	0210006639
Date	Apr 6, 2021
Instrument	210006639

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 14, 2019
Property Address	2640 CHICKAHOMINY RD, TOANO, VA 23168-9014
Document Number	0000008632
Instrument Date	Jun 11, 2019
Instrument	8632
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16412 PINECOTE LOW MOOR LN BEAVERDAM VA 230151532, BEAVERDAM, VA 23015-1532

Mortgage

Document Number	8633
Date	Jun 14, 2019
Instrument	8633

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+215.08%)	$302,200 (+49.38%) Land $79,600 Building $222,600	$302,200 (+49.38%) Land $79,600 Building $222,600
2023		$202,300 (-) Land $93,800 Building $108,500	$202,300 (-) Land $93,800 Building $108,500
2022		$202,300 Land $93,800 Building $108,500	$202,300 Land $93,800 Building $108,500
2019	$796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chickahominy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures