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273 Sawday Rd, Ramona, CA 92065 Property Records

San Diego County property record for 273 Sawday Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,964 sqft · built 1990
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Mar 1998)
Tax Bill$4,096 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN282-040-35-00

Property Details

APN / Parcel Number

Primary APN282-040-35-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,964 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area47,916 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address273 SAWDAY RD
CityRAMONA
StateCA
Zip92065-3861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 20-13-1E NEQ 1.10 AC M/L IN TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
Legal Lot Number178
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2037
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2572, RAMONA, CA 92065-0944
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 1998 · Amount on Record
Deed SaleMar 12, 1998 · Amount on Record
Prior SaleNov 20, 1990 · Amount on Record
Deed Document Number1998135503
Last Transfer DateOct 22, 2012
Transfer Doc0000668131
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address273 SAWDAY RD, RAMONA, CA 92065-3861
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address273 SAWDAY RD, RAMONA, CA 92065-3861

Mortgage

Document Number0000761762
DateNov 2, 2021
Instrument2021-0761762
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address273 SAWDAY RD, RAMONA, CA 92065-3861
Document Number0000426567
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address273 SAWDAY RD RAMONA CA 920653861, RAMONA, CA 92065-3861

Mortgage

Document Number0000426567
DateSep 26, 2019
Instrument426567
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$301,278 (+2%) Land $98,745 Building $202,533
2025$4,096.00 (+8.47%) Homeowner's exemption$295,371 (+4.04%) Land $96,809 Building $198,562
2023$3,776.00 (-3.65%) Homeowner's exemption$283,902 Land $93,050 Building $190,852
2022$3,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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