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259 Sawday Rd, Ramona, CA 92065 Property Records

San Diego County property record for 259 Sawday Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,120 sqft · built 1976
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Feb 2003)
Tax Bill$7,745 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN282-160-03-00

Property Details

APN / Parcel Number

Primary APN282-160-03-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,120 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area47,916 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address259 SAWDAY RD
CityRAMONA
StateCA
Zip92065-3861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 20-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2037
Census Tract20805

Owner

259 Sawday Rd is owned and occupied by two individuals who bought it in February 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1683, RAMONA, CA 92065-0905
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2003 · Amount on File
Deed SaleFeb 18, 2003 · Amount on File
Prior SaleJun 22, 1994 · Amount on File
Deed Document Number2003182796
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address259 SAWDAY RD, RAMONA, CA 92065-3861
Document Number0000236518
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address259 SAWDAY RD RAMONA CA 920653861, RAMONA, CA 92065-3861

Mortgage

Document Number0000236518
DateMay 11, 2020
Instrument236518
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 259 Sawday Rd was $7,745 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$635,189 (+2%) Land $221,576 Building $413,613
2025$7,745.00 Homeowner's exemption$622,735 Land $217,232 Building $405,503
2023$7,093.00 (-3.84%) Homeowner's exemption$598,555 Land $208,798 Building $389,757
2022$7,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 259 Sawday Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Sawday Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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