273 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 273 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,940 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$723,944 (Apr 2026)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-560-1111`

Property Details

APN / Parcel Number

Primary APN	`12-560-1111`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Basement Area	1,692 sqft
Unfinished Basement	1,692 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	928 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	273 N 2975 W
City	LAYTON
State	UT
Zip	84041-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1111, WILD HORSE SPRINGS SUB PHASE 11. CONT. 0.36 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUBDIVISION PHASE 11
Legal Phase	11
Legal Lot Number	1111
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	125415

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	273 N 2975 W, LAYTON, UT 84041-8835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
May 29, 2019	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Apr 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	20263664888
Deed Book / Page	8980 / 1209
Prior Transfer Date	Apr 6, 2005
Prior Transfer Doc	03799/0128
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 22, 2026
Property Address	273 N 2975 W, LAYTON, UT 84041-8835
Document Number	0003664888
Book / Page	8980 / 1209
Instrument Date	Apr 15, 2026
Instrument	20263664888
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	273 N 2975 W, LAYTON, UT 84041-8835

Mortgage

Document Number	0003664899,
Date	Apr 22, 2026
Instrument	20263664899

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	08980/1296,
Date	Apr 22, 2026
Book Page	8980/1296
Instrument	20263664900

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 22, 2026
Property Address	273 N 2975 W, LAYTON, UT 84041-8835
Document Number	08980/1209
Book / Page	8980 / 1209
Instrument Date	Apr 15, 2026
Instrument	20263664888
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	273 N 2975 W, LAYTON, UT 84041-8835

Mortgage

Document Number	0003664899,
Date	Apr 22, 2026
Instrument	20263664899

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0003664900,
Date	Apr 22, 2026
Book Page	8980/1296
Instrument	20263664900

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	273 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	ISGN FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07272/0107
Date	May 29, 2019
Book Page	7272/0107
Instrument	3162330

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 6, 2020
Property Address	273 N 2975 W, LAYTON, UT 84041-8835
Document Number	07485/1565
Book / Page	7485 / 1565
Instrument Date	Apr 3, 2020
Instrument	3240105
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	MERIDIAN TITLE COMPA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6537 W 10300 N, HIGHLAND, UT 84003-6703

Mortgage

Document Number	0003240106
Date	Apr 6, 2020
Instrument	3240106

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 21, 2018
Property Address	273 N 2975 W, LAYTON, UT 84041-8835
Document Number	007041/368
Book / Page	7041 / 368
Instrument Date	Jun 11, 2018
Instrument	3100497
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	BACKMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 N 2975 W, LAYTON, UT 84041-8835

Mortgage

Document Number	0003100498
Date	Jun 21, 2018
Instrument	3100498

Lender

Name	SECURITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,150 (+3.43%) Land $146,085 Building $268,065	$753,000 (+3.43%) Land $265,609 Building $487,391
2025	$3,814.00 (+7.38%)	$400,400 (+13.4%) Land $147,011 Building $253,389	$728,000 (+13.4%) Land $267,293 Building $460,707
2024	$3,552.00 (+3.14%)
2023	$3,444.00 (-5.38%)	$353,100 Land $93,420 Building $259,679	$642,000 Land $169,856 Building $472,144
2022	$3,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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